Lending indicators

Latest release

Quarterly estimates of new borrower-accepted finance commitments for housing, personal and business loans

Reference period

December Quarter 2024

Released

12/02/2025

Key statistics

In seasonally adjusted terms:

The total number of new loan commitments for dwellings fell 0.4% in the December quarter 2024 while the value rose 1.4%.
The number of new owner occupier loan commitments for dwellings rose 2.2% in the quarter while the value rose 4.2%.
The number of new investor loan commitments for dwellings fell 4.5% in the quarter while the value fell 2.9%.
The number of new owner occupier first home buyer loan commitments for dwellings rose 1.3% in the quarter while the value rose 1.5%.

Changes to this publication

This is the first quarterly Lending indicators release, with the publication having transitioned from a monthly release following the September 2024 reference period.

Publication outputs have been changed to improve useability and interpretability. For more detail on this, see Changes to this publication.

Housing finance

Number of new loan commitments for dwellings (a), seasonally adjusted, Australia
			Dec Qtr 24 no.	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Total loan commitments			132,082	-0.4	7.2
	Owner occupier		83,206	2.2	4.0
		First home buyers	29,788	1.3	0.2
		Non-first home buyers	53,068	1.2	6.9
	Investor		48,876	-4.5	13.2

Dwelling commitments exclude refinancing.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Value of new loan commitments for dwellings (a), seasonally adjusted, Australia
			Dec Qtr 24 $b	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Total loan commitments			87.2	1.4	16.0
	Owner occupier		54.8	4.2	12.7
		First home buyers	16.0	1.5	5.5
		Non-first home buyers	38.4	3.5	16.3
	Investor		32.4	-2.9	22.2

Dwelling commitments exclude refinancing.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Number of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
	Total (seasadj) (no.)	Owner occupier (seasadj) (no.)	Investor (seasadj) (no.)	Owner occupier first home buyers (seasadj) (no.)	Total (trend) (no.)	Owner occupier (trend) (no.)	Investor (trend) (no.)	Owner occupier first home buyers (trend) (no.)
Dec-14	NA	83,002	NA	22,097	NA	83,464	NA	22,067
Mar-15	NA	84,847	NA	21,694	NA	83,824	NA	21,670
Jun-15	NA	83,341	NA	21,006	NA	84,891	NA	21,119
Sep-15	NA	86,820	NA	20,841	NA	85,540	NA	20,551
Dec-15	NA	86,399	NA	19,970	NA	86,282	NA	20,355
Mar-16	NA	84,637	NA	20,295	NA	86,481	NA	20,484
Jun-16	NA	88,777	NA	21,295	NA	85,395	NA	20,530
Sep-16	NA	82,557	NA	20,028	NA	84,715	NA	20,373
Dec-16	NA	84,161	NA	20,016	NA	85,326	NA	20,332
Mar-17	NA	89,513	NA	20,841	NA	87,974	NA	20,726
Jun-17	NA	90,136	NA	21,572	NA	91,083	NA	21,310
Sep-17	NA	93,189	NA	26,349	NA	91,553	NA	26,585
Dec-17	NA	89,520	NA	26,637	NA	90,144	NA	26,555
Mar-18	NA	87,158	NA	26,438	NA	88,046	NA	26,435
Jun-18	NA	86,743	NA	26,050	NA	85,961	NA	26,214
Sep-18	NA	83,271	NA	25,913	NA	83,583	NA	25,572
Dec-18	NA	80,937	NA	24,784	NA	79,726	NA	24,568
Mar-19	NA	75,300	NA	23,543	NA	75,967	NA	23,990
Jun-19	NA	73,319	NA	24,190	NA	74,875	NA	24,714
Sep-19	108,137	77,010	31,126	26,914	107,971	76,411	31,560	26,660
Dec-19	111,961	80,476	31,485	28,606	109,587	78,818	30,769	28,229
Mar-20	109,568	80,014	29,554	28,935	110,436	80,604	29,832	28,191
Jun-20	94,412	70,421	23,992	26,859	112,568	83,667	28,901	27,605
Sep-20	119,201	90,056	29,145	37,972	121,707	92,218	29,489	39,336
Dec-20	135,044	103,183	31,861	42,675	136,842	104,487	32,355	41,619
Mar-21	156,456	118,795	37,661	47,899	150,808	113,474	37,333	43,138
Jun-21	157,034	114,118	42,917	42,553	158,035	114,605	43,430	41,903
Sep-21	157,193	107,777	49,416	38,026	158,720	109,763	48,956	38,769
Dec-21	155,896	103,518	52,378	35,377	156,045	103,871	52,174	35,520
Mar-22	152,612	100,031	52,581	33,047	150,778	98,835	51,943	32,878
Jun-22	140,757	92,238	48,519	30,567	141,101	92,531	48,570	30,642
Sep-22	128,860	85,414	43,446	28,814	128,539	84,862	43,677	28,395
Dec-22	117,397	77,910	39,487	26,413	117,886	78,447	39,438	26,927
Mar-23	110,037	73,512	36,525	26,126	112,674	75,214	37,460	26,568
Jun-23	114,396	76,023	38,373	27,696	112,149	74,258	37,891	26,853
Sep-23	114,735	74,605	40,130	27,038	114,349	74,115	40,234	27,115
Dec-23	123,171	79,977	43,194	29,739	118,068	74,691	43,377	27,381
Mar-24	119,712	76,244	43,467	27,858	123,235	76,595	46,640	28,059
Jun-24	129,771	80,986	48,786	29,566	128,376	79,505	48,871	28,967
Sep-24	132,551	81,382	51,169	29,415	131,756	81,827	49,928	29,576
Dec-24	132,082	83,206	48,876	29,788	133,751	83,543	50,209	29,964

Number of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia

["","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[108137],[111961],[109568],[94412],[119201],[135044],[156456],[157034],[157193],[155896],[152612],[140757],[128860],[117397],[110037],[114396],[114735],[123171],[119712],[129771],[132551],[132082]],[[83002],[84847],[83341],[86820],[86399],[84637],[88777],[82557],[84161],[89513],[90136],[93189],[89520],[87158],[86743],[83271],[80937],[75300],[73319],[77010],[80476],[80014],[70421],[90056],[103183],[118795],[114118],[107777],[103518],[100031],[92238],[85414],[77910],[73512],[76023],[74605],[79977],[76244],[80986],[81382],[83206]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31126],[31485],[29554],[23992],[29145],[31861],[37661],[42917],[49416],[52378],[52581],[48519],[43446],[39487],[36525],[38373],[40130],[43194],[43467],[48786],[51169],[48876]],[[22097],[21694],[21006],[20841],[19970],[20295],[21295],[20028],[20016],[20841],[21572],[26349],[26637],[26438],[26050],[25913],[24784],[23543],[24190],[26914],[28606],[28935],[26859],[37972],[42675],[47899],[42553],[38026],[35377],[33047],[30567],[28814],[26413],[26126],[27696],[27038],[29739],[27858],[29566],[29415],[29788]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[107971],[109587],[110436],[112568],[121707],[136842],[150808],[158035],[158720],[156045],[150778],[141101],[128539],[117886],[112674],[112149],[114349],[118068],[123235],[128376],[131756],[133751]],[[83464],[83824],[84891],[85540],[86282],[86481],[85395],[84715],[85326],[87974],[91083],[91553],[90144],[88046],[85961],[83583],[79726],[75967],[74875],[76411],[78818],[80604],[83667],[92218],[104487],[113474],[114605],[109763],[103871],[98835],[92531],[84862],[78447],[75214],[74258],[74115],[74691],[76595],[79505],[81827],[83543]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[31560],[30769],[29832],[28901],[29489],[32355],[37333],[43430],[48956],[52174],[51943],[48570],[43677],[39438],[37460],[37891],[40234],[43377],[46640],[48871],[49928],[50209]],[[22067],[21670],[21119],[20551],[20355],[20484],[20530],[20373],[20332],[20726],[21310],[26585],[26555],[26435],[26214],[25572],[24568],[23990],[24714],[26660],[28229],[28191],[27605],[39336],[41619],[43138],[41903],[38769],[35520],[32878],[30642],[28395],[26927],[26568],[26853],[27115],[27381],[28059],[28967],[29576],[29964]]]

[]

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All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Value of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia
	Total (seasadj) ($b)	Owner occupier (seasadj) ($b)	Investor (seasadj) ($b)	Owner occupier first home buyers (seasadj) ($b)	Total (trend) ($b)	Owner occupier (trend) ($b)	Investor (trend) ($b)	Owner occupier first home buyers (trend) ($b)
Dec-14	56.77	31.36	25.41	7.43	56.65	31.24	25.41	7.45
Mar-15	58.18	32.23	25.95	7.40	58.13	31.95	26.18	7.41
Jun-15	58.33	32.22	26.11	7.35	58.93	33.62	25.31	7.38
Sep-15	59.72	36.49	23.23	7.39	58.04	35.29	22.75	7.29
Dec-15	55.70	36.75	18.95	7.16	56.15	36.15	20.00	7.22
Mar-16	53.26	34.69	18.58	7.07	54.72	35.85	18.88	7.18
Jun-16	56.22	35.94	20.28	7.36	55.06	35.07	20.00	7.15
Sep-16	56.56	34.53	22.02	7.04	57.43	35.11	22.32	7.12
Dec-16	60.05	35.64	24.41	7.05	59.93	35.84	24.09	7.12
Mar-17	62.64	37.47	25.17	7.27	61.55	37.09	24.46	7.24
Jun-17	61.04	38.16	22.88	7.50	61.93	38.46	23.47	7.47
Sep-17	61.45	39.60	21.85	9.23	60.94	39.09	21.85	9.28
Dec-17	59.39	38.97	20.42	9.55	59.59	39.24	20.35	9.52
Mar-18	57.77	38.74	19.03	9.68	58.17	39.06	19.11	9.74
Jun-18	56.71	38.92	17.79	9.87	56.34	38.42	17.92	9.80
Sep-18	53.97	37.03	16.94	9.66	53.67	37.00	16.66	9.57
Dec-18	50.33	35.05	15.27	9.20	49.85	34.73	15.12	9.12
Mar-19	46.22	32.57	13.65	8.76	46.73	32.91	13.82	8.97
Jun-19	45.29	32.37	12.92	9.27	46.72	33.20	13.52	9.54
Sep-19	49.99	35.49	14.49	10.88	49.61	35.47	14.14	10.70
Dec-19	54.42	39.28	15.15	11.83	52.93	38.11	14.82	11.69
Mar-20	54.53	39.77	14.76	12.22	54.51	39.71	14.80	11.88
Jun-20	47.13	34.98	12.16	11.50	55.52	41.20	14.32	11.69
Sep-20	58.32	44.05	14.27	15.30	59.88	45.25	14.63	16.07
Dec-20	67.54	51.48	16.05	17.77	68.51	52.04	16.47	17.87
Mar-21	80.59	60.52	20.07	20.41	78.39	58.60	19.79	19.34
Jun-21	85.92	62.18	23.75	19.23	85.84	62.05	23.78	19.24
Sep-21	89.54	61.91	27.63	17.43	90.23	62.48	27.76	17.94
Dec-21	91.31	60.84	30.47	16.65	92.22	61.51	30.71	16.61
Mar-22	93.39	60.75	32.64	15.79	91.05	59.68	31.37	15.72
Jun-22	85.36	56.10	29.26	14.84	85.50	56.14	29.36	14.81
Sep-22	76.69	51.21	25.49	13.91	77.20	51.18	26.02	13.73
Dec-22	69.56	46.37	23.19	12.79	69.95	46.64	23.31	12.99
Mar-23	65.78	43.45	22.34	12.72	66.57	44.20	22.37	13.02
Jun-23	66.86	44.10	22.76	13.93	66.54	43.62	22.92	13.75
Sep-23	69.00	44.52	24.48	13.51	68.40	44.04	24.36	14.66
Dec-23	75.20	48.65	26.54	15.18	71.44	45.20	26.24	15.30
Mar-24	74.83	46.83	27.99	14.46	75.84	47.28	28.56	15.63
Jun-24	81.68	50.84	30.84	15.90	80.76	50.07	30.70	15.79
Sep-24	86.01	52.61	33.41	15.78	85.06	52.71	32.35	15.90
Dec-24	87.23	54.81	32.43	16.01	88.61	55.05	33.56	15.97

Value of new loan commitments for dwellings (a), seasonally adjusted and trend, Australia

["","Total (seasadj)","Owner occupier (seasadj)","Investor (seasadj)","Owner occupier first home buyers (seasadj)","Total (trend)","Owner occupier (trend)","Investor (trend)","Owner occupier first home buyers (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[56.770000000000003],[58.18],[58.329999999999998],[59.719999999999999],[55.700000000000003],[53.259999999999998],[56.219999999999999],[56.560000000000002],[60.049999999999997],[62.640000000000001],[61.039999999999999],[61.450000000000003],[59.390000000000001],[57.770000000000003],[56.710000000000001],[53.969999999999999],[50.329999999999998],[46.219999999999999],[45.289999999999999],[49.990000000000002],[54.420000000000002],[54.530000000000001],[47.130000000000003],[58.32],[67.540000000000006],[80.590000000000003],[85.920000000000002],[89.540000000000006],[91.310000000000002],[93.390000000000001],[85.359999999999999],[76.689999999999998],[69.560000000000002],[65.780000000000001],[66.859999999999999],[69],[75.200000000000003],[74.829999999999998],[81.680000000000007],[86.010000000000005],[87.230000000000004]],[[31.359999999999999],[32.229999999999997],[32.219999999999999],[36.490000000000002],[36.75],[34.689999999999998],[35.939999999999998],[34.530000000000001],[35.640000000000001],[37.469999999999999],[38.159999999999997],[39.600000000000001],[38.969999999999999],[38.740000000000002],[38.920000000000002],[37.030000000000001],[35.049999999999997],[32.57],[32.369999999999997],[35.490000000000002],[39.280000000000001],[39.770000000000003],[34.979999999999997],[44.049999999999997],[51.479999999999997],[60.520000000000003],[62.18],[61.909999999999997],[60.840000000000003],[60.75],[56.100000000000001],[51.210000000000001],[46.369999999999997],[43.450000000000003],[44.100000000000001],[44.520000000000003],[48.649999999999999],[46.829999999999998],[50.840000000000003],[52.609999999999999],[54.810000000000002]],[[25.41],[25.949999999999999],[26.109999999999999],[23.23],[18.949999999999999],[18.579999999999998],[20.280000000000001],[22.02],[24.41],[25.170000000000002],[22.879999999999999],[21.850000000000001],[20.420000000000002],[19.030000000000001],[17.789999999999999],[16.940000000000001],[15.27],[13.65],[12.92],[14.49],[15.15],[14.76],[12.16],[14.27],[16.050000000000001],[20.07],[23.75],[27.629999999999999],[30.469999999999999],[32.640000000000001],[29.260000000000002],[25.489999999999998],[23.190000000000001],[22.34],[22.760000000000002],[24.48],[26.539999999999999],[27.989999999999998],[30.84],[33.409999999999997],[32.43]],[[7.4299999999999997],[7.4000000000000004],[7.3499999999999996],[7.3899999999999997],[7.1600000000000001],[7.0700000000000003],[7.3600000000000003],[7.04],[7.0499999999999998],[7.2699999999999996],[7.5],[9.2300000000000004],[9.5500000000000007],[9.6799999999999997],[9.8699999999999992],[9.6600000000000001],[9.1999999999999993],[8.7599999999999998],[9.2699999999999996],[10.880000000000001],[11.83],[12.220000000000001],[11.5],[15.300000000000001],[17.77],[20.41],[19.23],[17.43],[16.649999999999999],[15.789999999999999],[14.84],[13.91],[12.789999999999999],[12.720000000000001],[13.93],[13.51],[15.18],[14.460000000000001],[15.9],[15.779999999999999],[16.010000000000002]],[[56.649999999999999],[58.130000000000003],[58.93],[58.039999999999999],[56.149999999999999],[54.719999999999999],[55.060000000000002],[57.43],[59.93],[61.549999999999997],[61.93],[60.939999999999998],[59.590000000000003],[58.170000000000002],[56.340000000000003],[53.670000000000002],[49.850000000000001],[46.729999999999997],[46.719999999999999],[49.609999999999999],[52.93],[54.509999999999998],[55.520000000000003],[59.880000000000003],[68.510000000000005],[78.390000000000001],[85.840000000000003],[90.230000000000004],[92.219999999999999],[91.049999999999997],[85.5],[77.200000000000003],[69.950000000000003],[66.569999999999993],[66.540000000000006],[68.400000000000006],[71.439999999999998],[75.840000000000003],[80.760000000000005],[85.060000000000002],[88.609999999999999]],[[31.239999999999998],[31.949999999999999],[33.619999999999997],[35.289999999999999],[36.149999999999999],[35.850000000000001],[35.07],[35.109999999999999],[35.840000000000003],[37.090000000000003],[38.460000000000001],[39.090000000000003],[39.240000000000002],[39.060000000000002],[38.420000000000002],[37],[34.729999999999997],[32.909999999999997],[33.200000000000003],[35.469999999999999],[38.109999999999999],[39.710000000000001],[41.200000000000003],[45.25],[52.039999999999999],[58.600000000000001],[62.049999999999997],[62.479999999999997],[61.509999999999998],[59.68],[56.140000000000001],[51.18],[46.640000000000001],[44.200000000000003],[43.619999999999997],[44.039999999999999],[45.200000000000003],[47.280000000000001],[50.07],[52.710000000000001],[55.049999999999997]],[[25.41],[26.18],[25.309999999999999],[22.75],[20],[18.879999999999999],[20],[22.32],[24.09],[24.460000000000001],[23.4699999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[]

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All series exclude refinancing
Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.
Loan commitments for dwellings includes loans for the purpose of ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. 'Residential land' and 'Alterations and additions' are available as separate series.

Average loan sizes for owner occupier dwellings, original, by state
	Australia ('000)	NSW ('000)	Vic ('000)	Qld ('000)	SA ('000)	WA ('000)	Tas ('000)	NT ('000)	ACT ('000)
Dec-14	384	449	390	343	300	383	243	409	377
Mar-15	373	433	378	337	303	381	237	368	383
Jun-15	390	467	397	345	292	383	231	389	388
Sep-15	416	509	427	358	309	382	239	402	394
Dec-15	432	534	446	363	318	392	252	354	419
Mar-16	402	481	422	347	308	380	248	368	399
Jun-16	409	498	416	355	311	378	249	365	417
Sep-16	414	506	421	365	315	384	256	347	416
Dec-16	430	529	437	371	321	393	262	386	430
Mar-17	412	497	429	355	317	378	257	360	421
Jun-17	427	523	442	363	326	382	260	348	415
Sep-17	421	509	435	365	315	370	260	338	397
Dec-17	441	534	454	377	330	395	287	365	421
Mar-18	438	518	466	378	341	392	276	348	425
Jun-18	453	543	471	388	341	399	287	379	453
Sep-18	441	525	464	389	337	377	282	371	431
Dec-18	437	521	453	385	344	381	296	339	444
Mar-19	428	507	450	382	341	376	289	356	442
Jun-19	445	539	456	395	347	377	298	369	455
Sep-19	458	553	474	402	352	390	315	360	455
Dec-19	491	609	504	418	372	401	338	366	486
Mar-20	493	607	523	417	372	407	344	371	492
Jun-20	500	618	524	418	374	398	346	361	503
Sep-20	486	606	501	423	371	397	344	377	491
Dec-20	501	639	503	436	385	415	372	388	528
Mar-21	506	635	535	441	385	419	382	408	526
Jun-21	548	706	568	461	401	431	385	394	552
Sep-21	571	737	601	475	411	435	406	396	556
Dec-21	591	764	618	501	430	442	433	430	595
Mar-22	603	773	635	518	456	458	447	428	632
Jun-22	612	777	639	532	464	473	444	427	603
Sep-22	595	743	623	523	467	468	462	448	590
Dec-22	600	748	621	526	480	479	469	442	623
Mar-23	587	731	614	518	482	478	455	438	594
Jun-23	583	723	595	519	480	471	450	445	591
Sep-23	592	742	592	529	495	474	453	436	594
Dec-23	614	767	608	559	512	501	455	433	607
Mar-24	609	747	605	567	517	520	447	441	596
Jun-24	631	773	605	591	543	548	460	442	621
Sep-24	641	780	617	609	556	558	455	435	618
Dec-24	666	811	632	635	580	599	473	465	650

Average loan sizes for owner occupier dwellings, original, by state

[" ","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[384],[373],[390],[416],[432],[402],[409],[414],[430],[412],[427],[421],[441],[438],[453],[441],[437],[428],[445],[458],[491],[493],[500],[486],[501],[506],[548],[571],[591],[603],[612],[595],[600],[587],[583],[592],[614],[609],[631],[641],[666]],[[449],[433],[467],[509],[534],[481],[498],[506],[529],[497],[523],[509],[534],[518],[543],[525],[521],[507],[539],[553],[609],[607],[618],[606],[639],[635],[706],[737],[764],[773],[777],[743],[748],[731],[723],[742],[767],[747],[773],[780],[811]],[[390],[378],[397],[427],[446],[422],[416],[421],[437],[429],[442],[435],[454],[466],[471],[464],[453],[450],[456],[474],[504],[523],[524],[501],[503],[535],[568],[601],[618],[635],[639],[623],[621],[614],[595],[592],[608],[605],[605],[617],[632]],[[343],[337],[345],[358],[363],[347],[355],[365],[371],[355],[363],[365],[377],[378],[388],[389],[385],[382],[395],[402],[418],[417],[418],[423],[436],[441],[461],[475],[501],[518],[532],[523],[526],[518],[519],[529],[559],[567],[591],[609],[635]],[[300],[303],[292],[309],[318],[308],[311],[315],[321],[317],[326],[315],[330],[341],[341],[337],[344],[341],[347],[352],[372],[372],[374],[371],[385],[385],[401],[411],[430],[456],[464],[467],[480],[482],[480],[495],[512],[517],[543],[556],[580]],[[383],[381],[383],[382],[392],[380],[378],[384],[393],[378],[382],[370],[395],[392],[399],[377],[381],[376],[377],[390],[401],[407],[398],[397],[415],[419],[431],[435],[442],[458],[473],[468],[479],[478],[471],[474],[501],[520],[548],[558],[599]],[[243],[237],[231],[239],[252],[248],[249],[256],[262],[257],[260],[260],[287],[276],[287],[282],[296],[289],[298],[315],[338],[344],[346],[344],[372],[382],[385],[406],[433],[447],[444],[462],[469],[455],[450],[453],[455],[447],[460],[455],[473]],[[409],[368],[389],[402],[354],[368],[365],[347],[386],[360],[348],[338],[365],[348],[379],[371],[339],[356],[369],[360],[366],[371],[361],[377],[388],[408],[394],[396],[430],[428],[427],[448],[442],[438],[445],[436],[433],[441],[442],[435],[465]],[[377],[383],[388],[394],[419],[399],[417],[416],[430],[421],[415],[397],[421],[425],[453],[431],[444],[442],[455],[455],[486],[492],[503],[491],[528],[526],[552],[556],[595],[632],[603],[590],[623],[594],[591],[594],[607],[596],[621],[618],[650]]]

[]

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[{"value":"0","axis_id":"0","axis_title":"$thousands","axis_units":"","tooltip_units":"('000)","table_units":"('000)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.

Average loan sizes for investor dwellings, original, by state
	Australia ('000)	NSW ('000)	Vic ('000)	Qld ('000)	SA ('000)	WA ('000)	Tas ('000)	NT ('000)	ACT ('000)
Sep-19	470	564	460	388	348	402	311	303	472
Dec-19	491	601	481	403	345	386	317	351	466
Mar-20	487	599	494	398	347	384	333	328	433
Jun-20	504	620	500	394	353	400	321	323	439
Sep-20	493	602	493	404	344	382	325	308	475
Dec-20	513	640	493	420	366	405	336	358	505
Mar-21	521	643	526	438	353	412	378	349	508
Jun-21	553	698	549	450	376	424	383	444	529
Sep-21	560	709	555	464	387	423	400	417	540
Dec-21	592	768	586	492	417	434	448	410	568
Mar-22	608	774	616	515	435	446	468	406	615
Jun-22	604	777	601	515	432	453	485	386	616
Sep-22	585	739	587	507	447	440	446	374	578
Dec-22	598	766	588	518	442	446	440	432	640
Mar-23	599	783	596	512	436	447	489	416	564
Jun-23	596	771	584	512	446	447	457	418	604
Sep-23	607	785	587	529	471	453	461	427	636
Dec-23	625	805	601	551	504	473	459	362	618
Mar-24	632	813	604	563	507	486	478	393	634
Jun-24	636	811	583	576	527	520	485	409	586
Sep-24	649	818	610	591	541	533	467	411	593
Dec-24	674	865	606	616	559	559	473	397	638

Average loan sizes for investor dwellings, original, by state

["","Australia","NSW","Vic","Qld","SA","WA","Tas","NT","ACT"]

[["Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[470],[491],[487],[504],[493],[513],[521],[553],[560],[592],[608],[604],[585],[598],[599],[596],[607],[625],[632],[636],[649],[674]],[[564],[601],[599],[620],[602],[640],[643],[698],[709],[768],[774],[777],[739],[766],[783],[771],[785],[805],[813],[811],[818],[865]],[[460],[481],[494],[500],[493],[493],[526],[549],[555],[586],[616],[601],[587],[588],[596],[584],[587],[601],[604],[583],[610],[606]],[[388],[403],[398],[394],[404],[420],[438],[450],[464],[492],[515],[515],[507],[518],[512],[512],[529],[551],[563],[576],[591],[616]],[[348],[345],[347],[353],[344],[366],[353],[376],[387],[417],[435],[432],[447],[442],[436],[446],[471],[504],[507],[527],[541],[559]],[[402],[386],[384],[400],[382],[405],[412],[424],[423],[434],[446],[453],[440],[446],[447],[447],[453],[473],[486],[520],[533],[559]],[[311],[317],[333],[321],[325],[336],[378],[383],[400],[448],[468],[485],[446],[440],[489],[457],[461],[459],[478],[485],[467],[473]],[[303],[351],[328],[323],[308],[358],[349],[444],[417],[410],[406],[386],[374],[432],[416],[418],[427],[362],[393],[409],[411],[397]],[[472],[466],[433],[439],[475],[505],[508],[529],[540],[568],[615],[616],[578],[640],[564],[604],[636],[618],[634],[586],[593],[638]]]

[]

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[{"value":"0","axis_id":"0","axis_title":"$thousands","axis_units":"","tooltip_units":"('000)","table_units":"('000)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

Please note that while the series graphed above are joined between the available data points, there may be missing data points in between which are not available for publication.

Series commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Number of refinanced loan commitments, seasonally adjusted, Australia
			Dec Qtr 24 no.	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Refinanced
	Owner occupier
		Internal	46,166	10.4	18.7
		External	61,749	12.0	1.5
	Investor
		Internal	18,274	4.4	5.3
		External	33,167	7.4	11.8

Value of refinanced loan commitments, seasonally adjusted, Australia
			Dec Qtr 24 $b	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Refinanced
	Owner occupier
		Internal	25.5	15.4	29.7
		External	36.9	12.2	10.8
	Investor
		Internal	12.0	7.7	20.0
		External	21.3	9.1	23.3

Number of refinanced loan commitments, seasonally adjusted and trend, Australia
	Owner occupier, external refinancing (seasadj) (no.)	Owner occupier, internal refinancing (seasadj) (no.)	Investor, external refinancing (seasadj) (no.)	Investor, internal refinancing (seasadj) (no.)	Owner occupier, external refinancing (trend) (no.)	Owner occupier, internal refinancing (trend) (no.)	Investor, external refinancing (trend) (no.)	Investor, internal refinancing (trend) (no.)
Dec-14	40,193	NA	NA	NA	40,455	NA	NA	NA
Mar-15	42,255	NA	NA	NA	41,836	NA	NA	NA
Jun-15	43,279	NA	NA	NA	43,259	NA	NA	NA
Sep-15	43,873	NA	NA	NA	44,602	NA	NA	NA
Dec-15	47,387	NA	NA	NA	46,390	NA	NA	NA
Mar-16	46,584	NA	NA	NA	48,255	NA	NA	NA
Jun-16	50,830	NA	NA	NA	48,798	NA	NA	NA
Sep-16	47,241	NA	NA	NA	47,609	NA	NA	NA
Dec-16	44,639	NA	NA	NA	45,367	NA	NA	NA
Mar-17	43,571	NA	NA	NA	42,994	NA	NA	NA
Jun-17	41,428	NA	NA	NA	41,750	NA	NA	NA
Sep-17	40,953	NA	NA	NA	41,359	NA	NA	NA
Dec-17	41,817	NA	NA	NA	41,513	NA	NA	NA
Mar-18	42,067	NA	NA	NA	41,577	NA	NA	NA
Jun-18	40,784	NA	NA	NA	41,307	NA	NA	NA
Sep-18	40,746	NA	NA	NA	40,950	NA	NA	NA
Dec-18	40,954	NA	NA	NA	40,153	NA	NA	NA
Mar-19	39,136	NA	NA	NA	38,878	NA	NA	NA
Jun-19	37,143	NA	NA	NA	38,232	NA	NA	NA
Sep-19	39,374	36,805	21,615	17,338	39,539	37,169	21,747	17,794
Dec-19	42,848	36,380	23,697	18,805	42,563	35,959	23,339	17,841
Mar-20	45,637	34,826	24,091	16,784	45,489	34,704	24,858	17,719
Jun-20	55,160	33,095	27,137	18,125	46,486	33,650	25,892	17,427
Sep-20	46,646	33,674	25,949	16,966	46,122	33,513	26,335	17,270
Dec-20	45,361	34,765	26,155	17,185	47,006	34,682	26,798	17,355
Mar-21	55,539	39,230	28,255	18,043	51,435	37,120	27,714	17,714
Jun-21	58,718	40,179	29,050	17,734	58,056	39,968	29,380	18,432
Sep-21	64,694	42,772	35,271	19,379	62,693	42,004	30,712	18,616
Dec-21	63,982	42,091	32,127	17,986	64,204	42,358	31,208	17,853
Mar-22	63,035	41,046	30,600	16,081	65,088	41,165	31,145	16,393
Jun-22	68,861	39,431	30,824	14,730	67,779	39,153	31,021	14,820
Sep-22	72,073	36,813	32,098	14,126	72,608	36,808	31,982	13,813
Dec-22	76,962	34,528	33,153	13,227	77,737	34,773	33,887	13,637
Mar-23	81,606	33,565	36,548	14,043	80,558	33,781	35,764	14,276
Jun-23	79,933	34,272	35,892	15,993	78,594	34,030	36,041	15,402
Sep-23	78,112	35,099	35,313	16,243	71,124	35,404	33,981	16,592
Dec-23	60,807	38,883	29,675	17,348	61,627	37,177	30,881	17,313
Mar-24	53,913	39,593	28,580	18,011	54,648	38,665	28,963	17,536
Jun-24	52,560	39,577	29,360	17,162	53,622	40,323	29,404	17,569
Sep-24	55,139	41,813	30,894	17,496	55,901	42,461	30,995	17,658
Dec-24	61,749	46,166	33,167	18,274	59,594	45,047	32,701	17,906

Number of refinanced loan commitments, seasonally adjusted and trend, Australia

[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[40193],[42255],[43279],[43873],[47387],[46584],[50830],[47241],[44639],[43571],[41428],[40953],[41817],[42067],[40784],[40746],[40954],[39136],[37143],[39374],[42848],[45637],[55160],[46646],[45361],[55539],[58718],[64694],[63982],[63035],[68861],[72073],[76962],[81606],[79933],[78112],[60807],[53913],[52560],[55139],[61749]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[36805],[36380],[34826],[33095],[33674],[34765],[39230],[40179],[42772],[42091],[41046],[39431],[36813],[34528],[33565],[34272],[35099],[38883],[39593],[39577],[41813],[46166]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21615],[23697],[24091],[27137],[25949],[26155],[28255],[29050],[35271],[32127],[30600],[30824],[32098],[33153],[36548],[35892],[35313],[29675],[28580],[29360],[30894],[33167]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[17338],[18805],[16784],[18125],[16966],[17185],[18043],[17734],[19379],[17986],[16081],[14730],[14126],[13227],[14043],[15993],[16243],[17348],[18011],[17162],[17496],[18274]],[[40455],[41836],[43259],[44602],[46390],[48255],[48798],[47609],[45367],[42994],[41750],[41359],[41513],[41577],[41307],[40950],[40153],[38878],[38232],[39539],[42563],[45489],[46486],[46122],[47006],[51435],[58056],[62693],[64204],[65088],[67779],[72608],[77737],[80558],[78594],[71124],[61627],[54648],[53622],[55901],[59594]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[37169],[35959],[34704],[33650],[33513],[34682],[37120],[39968],[42004],[42358],[41165],[39153],[36808],[34773],[33781],[34030],[35404],[37177],[38665],[40323],[42461],[45047]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[21747],[23339],[24858],[25892],[26335],[26798],[27714],[29380],[30712],[31208],[31145],[31021],[31982],[33887],[35764],[36041],[33981],[30881],[28963],[29404],[30995],[32701]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[17794],[17841],[17719],[17427],[17270],[17355],[17714],[18432],[18616],[17853],[16393],[14820],[13813],[13637],[14276],[15402],[16592],[17313],[17536],[17569],[17658],[17906]]]

[]

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[{"value":"0","axis_id":"0","axis_title":"no.","axis_units":"","tooltip_units":"(no.)","table_units":"(no.)","axis_min":"0","axis_max":null,"tick_interval":null,"precision":"-1","data_unit_prefix":"","data_unit_suffix":"","reverse_axis":false}]

Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Value of refinanced loan commitments, seasonally adjusted and trend, Australia
	Owner occupier, external refinancing (seasadj) ($b)	Owner occupier, internal refinancing (seasadj) ($b)	Investor, external refinancing (seasadj) ($b)	Investor, internal refinancing (seasadj) ($b)	Owner occupier, external refinancing (trend) ($b)	Owner occupier, internal refinancing (trend) ($b)	Investor, external refinancing (trend) ($b)	Investor, internal refinancing (trend) ($b)
Dec-14	13.499	NA	12.079	NA	14	NA	12	NA
Mar-15	15	NA	13	NA	14.504	NA	12.37	NA
Jun-15	15.433	NA	12.123	NA	16	NA	12	NA
Sep-15	17	NA	10	NA	16.884	NA	10.441	NA
Dec-15	18.368	NA	9.524	NA	18	NA	10	NA
Mar-16	18	NA	10	NA	18.394	NA	9.843	NA
Jun-16	18.82	NA	10.335	NA	18	NA	10	NA
Sep-16	18	NA	11	NA	17.877	NA	10.408	NA
Dec-16	16.906	NA	9.924	NA	17	NA	10	NA
Mar-17	17	NA	10	NA	16.403	NA	10.144	NA
Jun-17	16.07	NA	10.178	NA	16	NA	10	NA
Sep-17	16	NA	10	NA	16.041	NA	10.332	NA
Dec-17	16.513	NA	10.014	NA	16	NA	11	NA
Mar-18	17	NA	12	NA	16.74	NA	10.897	NA
Jun-18	16.782	NA	10.633	NA	17	NA	11	NA
Sep-18	17	NA	10	NA	16.728	NA	10.368	NA
Dec-18	16.406	NA	10.193	NA	16	NA	10	NA
Mar-19	16	NA	10	NA	15.661	NA	9.653	NA
Jun-19	15.356	NA	9.593	NA	16	NA	10	NA
Sep-19	17	14	10	7	16.963	13.591	10.368	7.27
Dec-19	18.715	13.531	11.452	7.643	19	14	11	8
Mar-20	21	13	12	7	20.385	13.447	12.236	7.727
Jun-20	26.096	13.443	13.527	8.374	21	13	13	8
Sep-20	22	13	13	8	22.22	13.609	12.994	8.043
Dec-20	20.863	14.096	12.829	8.304	24	14	13	8
Mar-21	26	16	14	8	26.049	15.635	13.778	8.293
Jun-21	28.544	16.637	14.77	8.415	29	17	15	9
Sep-21	32	18	18	9	30.797	17.88	15.925	9.088
Dec-21	31.374	18.284	16.883	9.133	32	18	16	9
Mar-22	32	17	16	8	33.032	17.6	16.49	8.446
Jun-22	35.863	16.778	16.402	7.633	35	17	17	8
Sep-22	37	16	17	7	37.235	15.992	17.238	7.154
Dec-22	38.7	15.465	17.944	6.936	39	15	18	7
Mar-23	41	15	20	8	40.849	15.515	19.371	7.831
Jun-23	41.193	16.194	19.623	8.928	41	16	20	9
Sep-23	41	17	20	9	37.617	17.274	19.037	9.449
Dec-23	33.267	19.627	17.251	9.975	34	19	18	10
Mar-24	30	20	17	11	30.803	19.739	17.324	10.599
Jun-24	30.772	21.085	18.04	10.838	31	21	18	11
Sep-24	33	22	19	11	33.167	22.772	19.518	11.321
Dec-24	36.852	25.457	21.266	11.972	36	25	21	12

Value of refinanced loan commitments, seasonally adjusted and trend, Australia

[" ","Owner occupier, external refinancing (seasadj)","Owner occupier, internal refinancing (seasadj)","Investor, external refinancing (seasadj)","Investor, internal refinancing (seasadj)","Owner occupier, external refinancing (trend)","Owner occupier, internal refinancing (trend)","Investor, external refinancing (trend)","Investor, internal refinancing (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[13.499000000000001],[15],[15.433],[17],[18.367999999999999],[18],[18.82],[18],[16.905999999999999],[17],[16.07],[16],[16.513000000000002],[17],[16.782],[17],[16.405999999999999],[16],[15.356],[17],[18.715],[21],[26.096],[22],[20.863],[26],[28.544],[32],[31.373999999999999],[32],[35.863],[37],[38.700000000000003],[41],[41.192999999999998],[41],[33.267000000000003],[30],[30.771999999999998],[33],[36.851999999999997]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[14],[13.531000000000001],[13],[13.443],[13],[14.096],[16],[16.637],[18],[18.283999999999999],[17],[16.777999999999999],[16],[15.465],[15],[16.193999999999999],[17],[19.626999999999999],[20],[21.085000000000001],[22],[25.457000000000001]],[[12.079000000000001],[13],[12.122999999999999],[10],[9.5239999999999991],[10],[10.335000000000001],[11],[9.9239999999999995],[10],[10.178000000000001],[10],[10.013999999999999],[12],[10.632999999999999],[10],[10.193],[10],[9.593],[10],[11.452],[12],[13.526999999999999],[13],[12.829000000000001],[14],[14.77],[18],[16.882999999999999],[16],[16.402000000000001],[17],[17.943999999999999],[20],[19.623000000000001],[20],[17.251000000000001],[17],[18.039999999999999],[19],[21.265999999999998]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[7],[7.6429999999999998],[7],[8.3740000000000006],[8],[8.3040000000000003],[8],[8.4149999999999991],[9],[9.1329999999999991],[8],[7.633],[7],[6.9359999999999999],[8],[8.9280000000000008],[9],[9.9749999999999996],[11],[10.837999999999999],[11],[11.972]],[[14],[14.504],[16],[16.884],[18],[18.393999999999998],[18],[17.876999999999999],[17],[16.402999999999999],[16],[16.041],[16],[16.739999999999998],[17],[16.728000000000002],[16],[15.661],[16],[16.963000000000001],[19],[20.385000000000002],[21],[22.219999999999999],[24],[26.048999999999999],[29],[30.797000000000001],[32],[33.031999999999996],[35],[37.234999999999999],[39],[40.848999999999997],[41],[37.616999999999997],[34],[30.803000000000001],[31],[33.167000000000002],[36]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[13.590999999999999],[14],[13.446999999999999],[13],[13.609],[14],[15.635],[17],[17.879999999999999],[18],[17.600000000000001],[17],[15.992000000000001],[15],[15.515000000000001],[16],[17.274000000000001],[19],[19.739000000000001],[21],[22.771999999999998],[25]],[[12],[12.369999999999999],[12],[10.441000000000001],[10],[9.843],[10],[10.407999999999999],[10],[10.144],[10],[10.332000000000001],[11],[10.897],[11],[10.368],[10],[9.6530000000000005],[10],[10.368],[11],[12.236000000000001],[13],[12.994],[13],[13.778],[15],[15.925000000000001],[16],[16.489999999999998],[17],[17.238],[18],[19.370999999999999],[20],[19.036999999999999],[18],[17.324000000000002],[18],[19.518000000000001],[21]],[[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[null],[7.2699999999999996],[8],[7.7270000000000003],[8],[8.0429999999999993],[8],[8.2929999999999993],[9],[9.0879999999999992],[9],[8.4459999999999997],[8],[7.1539999999999999],[7],[7.8310000000000004],[9],[9.4489999999999998],[10],[10.599],[11],[11.321],[12]]]

[]

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Some series only commenced collection in the September quarter 2019 with the introduction of the Economic and Financial Statistics collection.

Personal finance

Value of new loan commitments, personal fixed term (a), seasonally adjusted, Australia
		Dec Qtr 24 $b	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Personal		8.4	1.0	17.9
	Road vehicles	4.7	1.5	13.0
	Other (b)	3.9	2.1	25.9

Loan commitments for personal fixed term loans exclude refinancing.
Loan commitments for Personal 'Other' includes 'Personal investment', 'Travel and holidays', 'Other vehicles' and 'Household goods'.

Value of new loan commitments, personal fixed term loans, seasonally adjusted and trend, Australia
	Total (seasadj) ($b)	Road vehicles (seasadj) ($b)	Other (seasadj) ($b)	Total (trend) ($b)	Road vehicles (trend) ($b)	Other (trend) ($b)
Dec-14	5.61	3.07	2.54	5.58	3.08	2.52
Mar-15	5.57	3.12	2.48	5.72	3.15	2.57
Jun-15	5.95	3.29	2.62	5.72	3.22	2.49
Sep-15	5.62	3.28	2.34	5.63	3.27	2.36
Dec-15	5.48	3.32	2.20	5.70	3.39	2.32
Mar-16	5.97	3.54	2.41	6.03	3.61	2.42
Jun-16	6.65	3.98	2.65	6.38	3.82	2.55
Sep-16	6.41	3.83	2.55	6.42	3.86	2.55
Dec-16	5.99	3.70	2.32	6.09	3.73	2.36
Mar-17	5.77	3.58	2.18	5.65	3.54	2.12
Jun-17	5.25	3.38	1.86	5.40	3.43	1.97
Sep-17	5.29	3.37	1.93	5.34	3.42	1.92
Dec-17	5.53	3.56	1.99	5.38	3.47	1.93
Mar-18	5.35	3.46	1.90	5.42	3.50	1.92
Jun-18	5.33	3.45	1.85	5.35	3.46	1.88
Sep-18	5.30	3.41	1.87	5.22	3.38	1.84
Dec-18	5.06	3.28	1.83	5.07	3.29	1.78
Mar-19	4.87	3.21	1.67	4.93	3.21	1.71
Jun-19	4.91	3.18	1.68	4.91	3.19	1.71
Sep-19	5.03	3.23	1.79	4.98	3.21	1.77
Dec-19	5.05	3.25	1.90	5.05	3.24	1.86
Mar-20	5.15	3.26	1.88	5.15	3.28	1.95
Jun-20	4.16	2.62	1.47	4.20	3.35	1.43
Sep-20	4.49	2.97	1.53	4.53	3.44	1.51
Dec-20	5.00	3.54	1.58	4.95	3.53	1.62
Mar-21	5.35	3.54	1.76	5.33	3.55	1.76
Jun-21	5.64	3.58	1.96	5.63	3.52	1.93
Sep-21	5.88	3.42	2.53	5.96	3.53	2.58
Dec-21	6.29	3.62	2.75	6.31	3.62	2.76
Mar-22	6.71	3.77	3.00	6.54	3.67	2.90
Jun-22	6.50	3.40	2.90	6.56	3.61	3.00
Sep-22	6.43	3.40	3.07	6.48	3.49	3.07
Dec-22	6.47	3.49	3.13	6.46	3.48	3.08
Mar-23	6.56	3.60	2.93	6.58	3.62	2.94
Jun-23	6.75	3.85	2.73	6.74	3.84	2.62
Sep-23	6.97	4.04	3.04	6.93	4.01	3.26
Dec-23	7.09	4.12	3.08	7.14	4.11	3.07
Mar-24	7.44	4.15	3.24	7.44	4.19	3.14
Jun-24	7.76	4.30	3.25	7.80	4.34	3.40
Sep-24	8.27	4.59	3.79	8.15	4.52	3.66
Dec-24	8.35	4.66	3.87	8.43	4.69	3.90

Value of new loan commitments, personal fixed term loans, seasonally adjusted and trend, Australia

["","Total (seasadj)","Road vehicles (seasadj)","Other (seasadj)","Total (trend)","Road vehicles (trend)","Other (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[5.6100000000000003],[5.5700000000000003],[5.9500000000000002],[5.6200000000000001],[5.4800000000000004],[5.9699999999999998],[6.6500000000000004],[6.4100000000000001],[5.9900000000000002],[5.7699999999999996],[5.25],[5.29],[5.5300000000000002],[5.3499999999999996],[5.3300000000000001],[5.2999999999999998],[5.0599999999999996],[4.8700000000000001],[4.9100000000000001],[5.0300000000000002],[5.0499999999999998],[5.1500000000000004],[4.1600000000000001],[4.4900000000000002],[5],[5.3499999999999996],[5.6399999999999997],[5.8799999999999999],[6.29],[6.71],[6.5],[6.4299999999999997],[6.4699999999999998],[6.5599999999999996],[6.75],[6.9699999999999998],[7.0899999999999999],[7.4400000000000004],[7.7599999999999998],[8.2699999999999996],[8.3499999999999996]],[[3.0699999999999998],[3.1200000000000001],[3.29],[3.2799999999999998],[3.3199999999999998],[3.54],[3.98],[3.8300000000000001],[3.7000000000000002],[3.5800000000000001],[3.3799999999999999],[3.3700000000000001],[3.5600000000000001],[3.46],[3.4500000000000002],[3.4100000000000001],[3.2799999999999998],[3.21],[3.1800000000000002],[3.23],[3.25],[3.2599999999999998],[2.6200000000000001],[2.9700000000000002],[3.54],[3.54],[3.5800000000000001],[3.4199999999999999],[3.6200000000000001],[3.77],[3.3999999999999999],[3.3999999999999999],[3.4900000000000002],[3.6000000000000001],[3.8500000000000001],[4.04],[4.1200000000000001],[4.1500000000000004],[4.2999999999999998],[4.5899999999999999],[4.6600000000000001]],[[2.54],[2.48],[2.6200000000000001],[2.3399999999999999],[2.2000000000000002],[2.4100000000000001],[2.6499999999999999],[2.5499999999999998],[2.3199999999999998],[2.1800000000000002],[1.8600000000000001],[1.9299999999999999],[1.99],[1.8999999999999999],[1.8500000000000001],[1.8700000000000001],[1.8300000000000001],[1.6699999999999999],[1.6799999999999999],[1.79],[1.8999999999999999],[1.8799999999999999],[1.47],[1.53],[1.5800000000000001],[1.76],[1.96],[2.5299999999999998],[2.75],[3],[2.8999999999999999],[3.0699999999999998],[3.1299999999999999],[2.9300000000000002],[2.73],[3.04],[3.0800000000000001],[3.2400000000000002],[3.25],[3.79],[3.8700000000000001]],[[5.5800000000000001],[5.7199999999999998],[5.7199999999999998],[5.6299999999999999],[5.7000000000000002],[6.0300000000000002],[6.3799999999999999],[6.4199999999999999],[6.0899999999999999],[5.6500000000000004],[5.4000000000000004],[5.3399999999999999],[5.3799999999999999],[5.4199999999999999],[5.3499999999999996],[5.2199999999999998],[5.0700000000000003],[4.9299999999999997],[4.9100000000000001],[4.9800000000000004],[5.0499999999999998],[5.1500000000000004],[4.2000000000000002],[4.5300000000000002],[4.9500000000000002],[5.3300000000000001],[5.6299999999999999],[5.96],[6.3099999999999996],[6.54],[6.5599999999999996],[6.4800000000000004],[6.46],[6.5800000000000001],[6.7400000000000002],[6.9299999999999997],[7.1399999999999997],[7.4400000000000004],[7.7999999999999998],[8.1500000000000004],[8.4299999999999997]],[[3.0800000000000001],[3.1499999999999999],[3.2200000000000002],[3.27],[3.3900000000000001],[3.6099999999999999],[3.8199999999999998],[3.8599999999999999],[3.73],[3.54],[3.4300000000000002],[3.4199999999999999],[3.4700000000000002],[3.5],[3.46],[3.3799999999999999],[3.29],[3.21],[3.1899999999999999],[3.21],[3.2400000000000002],[3.2799999999999998],[3.3500000000000001],[3.4399999999999999],[3.5299999999999998],[3.5499999999999998],[3.52],[3.5299999999999998],[3.6200000000000001],[3.6699999999999999],[3.6099999999999999],[3.4900000000000002],[3.48],[3.6200000000000001],[3.8399999999999999],[4.0099999999999998],[4.1100000000000003],[4.1900000000000004],[4.3399999999999999],[4.5199999999999996],[4.6900000000000004]],[[2.52],[2.5699999999999998],[2.4900000000000002],[2.3599999999999999],[2.3199999999999998],[2.4199999999999999],[2.5499999999999998],[2.5499999999999998],[2.3599999999999999],[2.1200000000000001],[1.97],[1.9199999999999999],[1.9299999999999999],[1.9199999999999999],[1.8799999999999999],[1.8400000000000001],[1.78],[1.71],[1.71],[1.77],[1.8600000000000001],[1.95],[1.4299999999999999],[1.51],[1.6200000000000001],[1.76],[1.9299999999999999],[2.5800000000000001],[2.7599999999999998],[2.8999999999999999],[3],[3.0699999999999998],[3.0800000000000001],[2.9399999999999999],[2.6200000000000001],[3.2599999999999998],[3.0699999999999998],[3.1400000000000001],[3.3999999999999999],[3.6600000000000001],[3.8999999999999999]]]

[]

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Any missing data points in the series above are not available for publication.
Loan commitments for Personal 'Other' includes 'Personal investment', 'Travel and holidays', 'Other vehicles' and 'Household goods'.

Business finance

Value of new loan commitments, business, seasonally adjusted, Australia
		Dec Qtr 24 $b	Sep Qtr 24 to Dec Qtr 24 % change	Dec Qtr 23 to Dec Qtr 24 % change
Business
	Construction	10.7	11.4	48.4
	Purchase of Property	20.5	0.8	24.4

Value of new loan commitments, business finance by purpose, seasonally adjusted and trend, Australia
	Construction (seasadj) ($b)	Purchase of property (seasadj) ($b)	Construction (trend) ($b)	Purchase of property (trend) ($b)
Dec-14	5.86	12.87	7.18	12.98
Mar-15	8.07	13.50	7.09	13.71
Jun-15	6.72	14.60	6.94	15.15
Sep-15	6.61	17.44	6.70	16.51
Dec-15	6.40	16.81	6.57	16.80
Mar-16	6.85	15.89	6.68	16.00
Jun-16	7.08	14.98	6.81	15.06
Sep-16	6.14	14.84	6.89	15.20
Dec-16	7.81	15.90	6.91	16.08
Mar-17	6.40	17.73	6.91	16.82
Jun-17	7.14	16.59	7.06	16.98
Sep-17	7.22	16.44	7.46	16.78
Dec-17	8.32	16.94	8.02	16.56
Mar-18	8.12	16.37	8.09	16.27
Jun-18	7.70	15.70	7.68	15.95
Sep-18	7.11	15.67	7.09	15.75
Dec-18	6.60	16.63	6.77	16.44
Mar-19	7.20	16.07	7.20	17.13
Jun-19	7.73	19.10	8.33	16.73
Sep-19	10.01	14.06	9.13	15.51
Dec-19	9.16	14.00	8.96	14.50
Mar-20	7.21	14.98	7.95	14.33
Jun-20	7.24	11.54	6.72	14.69
Sep-20	5.68	10.35	5.94	14.20
Dec-20	5.39	13.89	5.41	13.92
Mar-21	5.46	13.79	5.39	14.65
Jun-21	5.49	17.23	5.85	16.63
Sep-21	6.98	18.83	6.44	19.38
Dec-21	6.42	21.68	6.92	21.25
Mar-22	7.36	22.22	6.89	21.28
Jun-22	6.42	18.96	6.31	19.94
Sep-22	5.44	18.14	5.74	17.91
Dec-22	5.57	16.69	5.92	16.51
Mar-23	6.67	15.16	6.67	15.93
Jun-23	8.16	16.51	7.17	15.75
Sep-23	6.23	16.00	7.12	16.23
Dec-23	7.21	16.50	6.86	16.92
Mar-24	7.08	18.62	7.10	17.82
Jun-24	7.63	18.17	8.11	18.92
Sep-24	9.61	20.37	9.30	19.85
Dec-24	10.71	20.53	10.38	20.51

Value of new loan commitments, business finance by purpose, seasonally adjusted and trend, Australia

["","Construction (seasadj)","Purchase of property (seasadj)","Construction (trend)","Purchase of property (trend)"]

[["Dec-14","Mar-15","Jun-15","Sep-15","Dec-15","Mar-16","Jun-16","Sep-16","Dec-16","Mar-17","Jun-17","Sep-17","Dec-17","Mar-18","Jun-18","Sep-18","Dec-18","Mar-19","Jun-19","Sep-19","Dec-19","Mar-20","Jun-20","Sep-20","Dec-20","Mar-21","Jun-21","Sep-21","Dec-21","Mar-22","Jun-22","Sep-22","Dec-22","Mar-23","Jun-23","Sep-23","Dec-23","Mar-24","Jun-24","Sep-24","Dec-24"],[[5.8600000000000003],[8.0700000000000003],[6.7199999999999998],[6.6100000000000003],[6.4000000000000004],[6.8499999999999996],[7.0800000000000001],[6.1399999999999997],[7.8099999999999996],[6.4000000000000004],[7.1399999999999997],[7.2199999999999998],[8.3200000000000003],[8.1199999999999992],[7.7000000000000002],[7.1100000000000003],[6.5999999999999996],[7.2000000000000002],[7.7300000000000004],[10.01],[9.1600000000000001],[7.21],[7.2400000000000002],[5.6799999999999997],[5.3899999999999997],[5.46],[5.4900000000000002],[6.9800000000000004],[6.4199999999999999],[7.3600000000000003],[6.4199999999999999],[5.4400000000000004],[5.5700000000000003],[6.6699999999999999],[8.1600000000000001],[6.2300000000000004],[7.21],[7.0800000000000001],[7.6299999999999999],[9.6099999999999994],[10.710000000000001]],[[12.869999999999999],[13.5],[14.6],[17.440000000000001],[16.809999999999999],[15.890000000000001],[14.98],[14.84],[15.9],[17.73],[16.59],[16.440000000000001],[16.940000000000001],[16.370000000000001],[15.699999999999999],[15.67],[16.629999999999999],[16.07],[19.100000000000001],[14.06],[14],[14.98],[11.539999999999999],[10.35],[13.890000000000001],[13.789999999999999],[17.23],[18.829999999999998],[21.68],[22.219999999999999],[18.960000000000001],[18.140000000000001],[16.690000000000001],[15.16],[16.510000000000002],[16],[16.5],[18.620000000000001],[18.170000000000002],[20.370000000000001],[20.530000000000001]],[[7.1799999999999997],[7.0899999999999999],[6.9400000000000004],[6.7000000000000002],[6.5700000000000003],[6.6799999999999997],[6.8099999999999996],[6.8899999999999997],[6.9100000000000001],[6.9100000000000001],[7.0599999999999996],[7.46],[8.0199999999999996],[8.0899999999999999],[7.6799999999999997],[7.0899999999999999],[6.7699999999999996],[7.2000000000000002],[8.3300000000000001],[9.1300000000000008],[8.9600000000000009],[7.9500000000000002],[6.7199999999999998],[5.9400000000000004],[5.4100000000000001],[5.3899999999999997],[5.8499999999999996],[6.4400000000000004],[6.9199999999999999],[6.8899999999999997],[6.3099999999999996],[5.7400000000000002],[5.9199999999999999],[6.6699999999999999],[7.1699999999999999],[7.1200000000000001],[6.8600000000000003],[7.0999999999999996],[8.1099999999999994],[9.3000000000000007],[10.380000000000001]],[[12.98],[13.710000000000001],[15.15],[16.510000000000002],[16.800000000000001],[16],[15.06],[15.199999999999999],[16.079999999999998],[16.82],[16.98],[16.780000000000001],[16.559999999999999],[16.27],[15.949999999999999],[15.75],[16.440000000000001],[17.129999999999999],[16.73],[15.51],[14.5],[14.33],[14.69],[14.199999999999999],[13.92],[14.65],[16.629999999999999],[19.379999999999999],[21.25],[21.280000000000001],[19.940000000000001],[17.91],[16.510000000000002],[15.93],[15.75],[16.23],[16.920000000000002],[17.82],[18.920000000000002],[19.850000000000001],[20.510000000000002]]]

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Any missing data points in the series above are not available for publication.

Changes to this publication

The transition from a monthly to a quarterly release has provided an opportunity to improve the useability and interpretability of the publication. Changes include:

The introduction of seasonal adjustment for many series where there are now sufficient observations available (e.g. number of investor loans). Additional state and territory series have also been seasonally adjusted in cases where this improves the useability of the series.
The quality of seasonal adjustment has been improved by using direct adjustment for all series excluding the highest-level aggregate 'Total Dwellings' number and value series. Directly adjusted aggregates are not equal to the sum of their seasonally adjusted components. The superseded monthly Lending indicators used indirect seasonal adjustment for the 'Total Housing' and 'Owner Occupier Total Housing' value series. Indirectly adjusted aggregates are equal to the sum of their seasonally adjusted components.
The headline publication concept has changed from new borrower accepted loan commitments for ‘Housing’ to new borrower accepted loan commitments for ‘Dwellings’ where ‘Dwellings’ include ‘Construction of new dwellings’, ‘Purchase of new dwellings’ and ‘Purchase of existing dwellings’. This differs to the previous monthly series headline concept of ‘Housing’ which included ‘Dwellings’ plus ‘Purchase of residential land’ and ‘Alterations and additions’. 'Residential land' and 'Alterations and additions' are available as separate series.
A new non-first home buyer series has been introduced. Previously, this could only be produced by manually subtracting number and value of first home buyer commitments from total owner occupier commitments.
The sub-purpose categories for personal fixed-term finance have been collapsed into ‘Purchase of road vehicles’ and ‘Other’ purposes. It can be difficult for lenders to accurately reflect the purpose of personal loans, particularly if they are unsecured. Because of this, reporting is not always consistent across lenders, resulting in a higher proportion of misclassifications.
The personal revolving credit series has been removed. This series was commonly misinterpreted as the amount of money being lent while the reporting concept for personal revolving credit was in fact “new and increased credit limits”.

The introduction of additional seasonally adjusted series has allowed for the focus of commentary in the 'Key statistics' to shift from value of loan commitments only, to both value and number of loan commitments. The number of new commitments provides a measure of activity while value measures a combination of activity and price.

A detailed ‘Series ID concordance mapping’ has been provided under the Data Cube section below.

Important quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in personal finance

Housing finance data quality

Data downloads

Download all (160.37 KB)

Housing Finance - Total

Data files

Table 1. Households; Housing finance; Total dwellings; By property purpose; New loan commitments; Values
Download xlsx [68.82 KB]
Table 2. Households; Housing finance; Total dwellings; By property purpose; By lender type; New loan commitments; Values
Download xlsx [120.21 KB]

Download all (641.19 KB)

Housing Finance - Owner-occupiers

Data files

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [76.46 KB]
Table 4. Households; Housing finance; Owner occupiers; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [89.69 KB]
Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values
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Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [67.31 KB]
Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [67.01 KB]
Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [66.07 KB]
Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [66.89 KB]
Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [64.53 KB]
Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [63.91 KB]
Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [64.99 KB]

Download all (546.28 KB)

Housing Finance - Investors

Data files

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values
Download xlsx [63 KB]
Table 14. Households; Housing finance; Investors; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values
Download xlsx [76.01 KB]
Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values
Download xlsx [56.85 KB]
Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values
Download xlsx [56.92 KB]
Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values
Download xlsx [56.75 KB]
Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values
Download xlsx [56.29 KB]
Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values
Download xlsx [56.37 KB]
Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values
Download xlsx [55.59 KB]
Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values
Download xlsx [60.6 KB]
Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values
Download xlsx [60.97 KB]

Housing Finance - Non First Home Buyers

Table 23. Households; Housing finance; Non First home buyers; Owner occupier; By state; New loan commitments; Numbers and values

Data files

Download xlsx [87.06 KB]

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Housing Finance - First home buyers

Data files

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values
Download xlsx [85.89 KB]
Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values
Download xlsx [60.06 KB]

Housing Finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Data files

Download xlsx [45.03 KB]

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Data files

Download xlsx [55.2 KB]

Download all (347.28 KB)

Business Finance

Data files

Table 28. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values
Download xlsx [59.25 KB]
Table 29. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values
Download xlsx [59.12 KB]
Table 30. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values
Download xlsx [59.16 KB]
Table 31. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values
Download xlsx [50.84 KB]
Table 32. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values
Download xlsx [57.12 KB]
Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values
Download xlsx [51.21 KB]
Table 34. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values
Download xlsx [47.22 KB]

Data cubes

Series ID concordance mapping

Data files

Download xlsx [163.5 KB]

Previous catalogue number

This release previously used catalogue number 5601.0.

Methodology

Lending indicators methodology, December Quarter 2024

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APA

Lending indicators

APA

Key statistics

Changes to this publication

Housing finance

Personal finance

Business finance

Changes to this publication

Important quality notes

Seasonal adjustment methods

Treatment of Buy Now Pay Later products in personal finance

Housing finance data quality

Revisions to selected series back to November month 2023 reference period

Correction to External and Internal refinancing for September month 2024 reference period

Data downloads

Housing Finance - Total

Table 1. Households; Housing finance; Total dwellings; By property purpose; New loan commitments; Values

Table 2. Households; Housing finance; Total dwellings; By property purpose; By lender type; New loan commitments; Values

Housing Finance - Owner-occupiers

Table 3. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Numbers and values

Table 4. Households; Housing finance; Owner occupiers; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values

Table 5. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 6. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 7. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 8. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 9. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 10. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 11. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 12. Households; Housing finance; Owner occupiers; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Investors

Table 13. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Numbers and values

Table 14. Households; Housing finance; Investors; Total dwellings excluding refinancing; By state; New loan commitments; Numbers and values

Table 15. Households; Housing finance; Investors; By detailed purpose; New loan commitments; New South Wales; Numbers and values

Table 16. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Victoria; Numbers and values

Table 17. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Queensland; Numbers and values

Table 18. Households; Housing finance; Investors; By detailed purpose; New loan commitments; South Australia; Numbers and values

Table 19. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Western Australia; Numbers and values

Table 20. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Tasmania; Numbers and values

Table 21. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Northern Territory; Numbers and values

Table 22. Households; Housing finance; Investors; By detailed purpose; New loan commitments; Australian Capital Territory; Numbers and values

Housing Finance - Non First Home Buyers

Table 23. Households; Housing finance; Non First home buyers; Owner occupier; By state; New loan commitments; Numbers and values

Housing Finance - First home buyers

Table 24. Households; Housing finance; First home buyers; Owner occupiers; By state; New loan commitments ; Numbers and values

Table 25. Households; Housing finance; First home buyers; Investors; By state; New loan commitments; Numbers and values

Housing Finance - Non-residents

Table 26. Households; Housing finance; Non-residents; New loan commitments; Numbers and values

Personal Finance

Table 27. Households; Personal finance; Fixed term loans; By purpose; New loan commitments; Values

Business Finance

Table 28. Businesses; Business finance; Finance leases; By purpose; New loan commitments; Values

Table 29. Businesses; Business finance; Fixed term loans; By purpose; New loan commitments; Values

Table 30. Businesses; Business finance; Fixed term loans; Small business size; By purpose; New loan commitments; Values

Table 31. Businesses; Business finance; Fixed term loans; Small business size; By State; New loan commitments; Values

Table 32. Businesses; Business finance; Fixed term loans; Medium business size; By purpose; New loan commitments; Values

Table 33. Businesses; Business finance; Fixed term loans; Medium business size; By State; New loan commitments; Values

Table 34. Businesses; Business finance; Fixed term loans; Large business size; By purpose; New loan commitments; Values

Data cubes

Series ID concordance mapping

Previous catalogue number

Methodology

Media releases

Investor loans fall in December quarter

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