SUMMARY OF FINDINGS
SUMMARY OF FINDINGS
VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES |
|
 |  | Seasonally Adjusted |
 |  | Value | Month Percent Change | Year Percent Change |
 |  | $m | % | % |
|
Total lending | 66 026 | 4.1 | -7.4 |
Lending to households(a) | 31 291 | -2.4 | -17.5 |
 | Owner occupier dwellings excluding refinancing | 12 450 | -1.3 | -17.1 |
 | Investment dwellings excluding refinancing | 4 670 | -4.1 | -28.6 |
 | Personal finance excluding refinancing | 5 163 | 1.2 | -16.0 |
 | Refinancing(b) | 8 807 | -3.4 | -10.6 |
 | Alterations and additions | 245 | -26.4 | -34.0 |
Lending to businesses | 34 735 | 10.8 | 4.1 |
 | Commercial finance | 34 210 | 11.1 | 4.3 |
 | Lease finance | 525 | -5.7 | -5.1 |
|
(a) Components may not sum to total due to independent seasonal adjustment |
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance |
NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS |
|
 |  | Seasonally Adjusted |
 |  | Number | Month Percent Change | Year Percent Change |
 |  | no. | % | % |
|
Total owner occupied dwellings excluding refinancing | 31 801 | -1.2 | -14.7 |
 | Construction of dwellings | 5 427 | -0.2 | -15.2 |
 | Purchase of newly constructed dwellings | 2 158 | -9.5 | -27.6 |
 | Purchase of established dwellings | 24 216 | -0.6 | -13.2 |
Owner occupier first home buyers | 8 485 | -0.3 | -12.7 |
Total owner occupied dwellings including refinancing | 47 407 | -2.6 | -13.6 |
 | Refinancing | 15 606 | -5.3 | -11.3 |
|
Lending to Households, Value of commitments
- Trend

Owner Occupier First Home Buyers, Number of commitments
