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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 0.1% in trend terms and the seasonally adjusted series was flat.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 8 December 2017.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments rose 1.3% in October 2017 compared with September 2017. Fixed lending commitments rose 2.2%, while revolving credit commitments fell 0.1%.

The seasonally adjusted series for the value of total personal finance commitments rose 1.6%. Fixed lending commitments rose 3.6%, while revolving credit commitments fell 1.9%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments fell 1.1% in October 2017 compared with September 2017. Fixed lending commitments fell 2.5% while revolving credit commitments rose 3.7%.

The seasonally adjusted series for the value of total commercial finance commitments fell 1.6% in October 2017, following a 5.7% fall in September 2017. Revolving lending commitments fell 3.8%, after a 10.5% rise in the previous month. Fixed lending commitments fell 0.9%, following a 10.1% fall in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 0.3% in October 2017 and the seasonally adjusted series fell 2.0%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE