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| | Mar.2006 | Apr.2006 | May.2006 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans & | | | |
| Revolving Credit by Lender: Australia, Original (No.: $'000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
306833
|
225471
|
297241
|
| 1.1 . . . . . . New cars and station wagons | 94248 | 67952 | 94259 |
| . . . . . . . . . [New cars and station wagons (no.)] | 4605 | 3328 | 4504 |
| 1.2 . . . . . . Used cars and station wagons | 154933 | 115812 | 150218 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 10144 | 7442 | 9734 |
| 1.3 . . . . . . Other motor vehicles | 57652 | 41707 | 52764 |
| 2. . . Boats, caravans and trailers | 19445 | 14235 | 18382 |
| 3. . . Individual residential blocks of land | 417814 | 331282 | 434478 |
| 4. . . Unsecured loans for owner occupied housing (a) | 21966 | 15580 | 18850 |
| 5. . . Household goods | 90476 | 70897 | 89759 |
| 6. . . Debt consolidation | 211267 | 151414 | 221839 |
| 7. . . Travel and holidays | 61392 | 46622 | 63726 |
| 8. . . Refinancing | 645594 | 462259 | 725843 |
| 9. . . Other | 421005 | 324916 | 471486 |
| TOTAL FIXED LOANS | 2195792 | 1642676 | 2341604 |
| Revolving Credit - NEW & INCREASED LIMITS | 3928147 | 3161011 | 3874502 |
| . . . . . . . . . . . . . . . . . . - secured | 1837558 | 1447483 | 2004462 |
| . . . . . . . . . . . . . . . . . . - unsecured | 2090589 | 1713527 | 1870043 |
| Revolving Credit - total credit limits at end of month | 187938675 | 189769034 | 191364503 |
| Revolving Credit - used at end of month | 94672130 | 95218206 | 96314915 |
| Revolving Credit - cancellations and reductions | 1951345 | 1335124 | 2280517 |
| TOTAL PERSONAL FINANCE | 6123939 | 4803687 | 6216106 |
Non Banks |
|
|
|
1. . . Motor vehicles |
533417
|
408734
|
531689
|
| 1.1 . . . . . . New cars and station wagons | 209994 | 155805 | 216492 |
| . . . . . . . . . [New cars and station wagons (no.)] | 7812 | 5793 | 8118 |
| 1.2 . . . . . . Used cars and station wagons | 301105 | 234624 | 290858 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 16817 | 12993 | 16304 |
| 1.3 . . . . . . Other motor vehicles | 22318 | 18305 | 24339 |
| 2. . . Boats, caravans and trailers | 24377 | 16572 | 17887 |
| 3. . . Individual residential blocks of land | 9920 | 10108 | 9215 |
| 4. . . Unsecured loans for owner occupied housing (a) | 24426 | 15419 | 25106 |
| 5. . . Household goods | 12915 | 9638 | 13369 |
| 6. . . Debt consolidation | 119279 | 101498 | 147316 |
| 7. . . Travel and holidays | 10834 | 9266 | 11823 |
| 8. . . Refinancing | 64764 | 53494 | 80498 |
| 9. . . Other | 116601 | 85458 | 125905 |
| TOTAL FIXED LOANS | 916533 | 710187 | 962808 |
| Revolving Credit - NEW & INCREASED LIMITS | 308946 | 528256 | 415356 |
| . . . . . . . . . . . . . . . . . . - secured | 27317 | 26957 | 33112 |
| . . . . . . . . . . . . . . . . . . - unsecured | 281629 | 501299 | 382244 |
| Revolving Credit - total credit limits at end of month | 30505162 | 30838783 | 31064103 |
| Revolving Credit - used at end of month | 9460989 | 9491029 | 9589186 |
| Revolving Credit - cancellations and reductions | 334897 | 176441 | 259813 |
| TOTAL PERSONAL FINANCE | 1225479 | 1238443 | 1378164 |
All Lenders |
|
|
|
1. . . Motor vehicles |
840250
|
634205
|
828930
|
| 1.1 . . . . . . New cars and station wagons | 304242 | 223757 | 310751 |
| . . . . . . . . . [New cars and station wagons (no.)] | 12417 | 9121 | 12622 |
| 1.2 . . . . . . Used cars and station wagons | 456038 | 350436 | 441076 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 26961 | 20435 | 26038 |
| 1.3 . . . . . . Other motor vehicles | 79970 | 60012 | 77103 |
| 2. . . Boats, caravans and trailers | 43822 | 30807 | 36269 |
| 3. . . Individual residential blocks of land | 427734 | 341390 | 443693 |
| 4. . . Unsecured loans for owner occupied housing (a) | 46392 | 30999 | 43956 |
| 5. . . Household goods | 103391 | 80535 | 103128 |
| 6. . . Debt consolidation | 330546 | 252912 | 369155 |
| 7. . . Travel and holidays | 72226 | 55888 | 75549 |
| 8. . . Refinancing | 710358 | 515753 | 806341 |
| 9. . . Other | 537606 | 410374 | 597391 |
| TOTAL FIXED LOANS | 3112325 | 2352863 | 3304412 |
| Revolving Credit - NEW & INCREASED LIMITS | 4237093 | 3689267 | 4289858 |
| . . . . . . . . . . . . . . . . . . - secured | 1864875 | 1474440 | 2037574 |
| . . . . . . . . . . . . . . . . . . - unsecured | 2372218 | 2214826 | 2252287 |
| Revolving Credit - total credit limits at end of month | 218443837 | 220607817 | 222428606 |
| Revolving Credit - used at end of month | 104133119 | 104709235 | 105904101 |
| Revolving Credit - cancellations and reductions | 2286242 | 1511565 | 2540330 |
| TOTAL PERSONAL FINANCE | 7349418 | 6042130 | 7594270 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
