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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 0.8% in trend terms, and the seasonally adjusted series fell 1.0%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 11 March 2015.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.1% in January 2015 compared with December 2014. Revolving lending commitments rose 0.2%, while fixed lending commitments fell 0.3%.

The seasonally adjusted series for the value of total personal finance commitments rose 3.4%. Revolving lending commitments rose 8.7%, while fixed lending commitments fell 0.5%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 1.1% in January 2015 compared with December 2014. Revolving lending commitments rose 6.6%, while fixed lending commitments fell 1.0%.

The seasonally adjusted series for the value of total commercial finance commitments rose 13.7% in January 2015, following a rise of 1.8% in December 2014. Revolving lending commitments rose 34.4%, following a rise of 4.7% in the previous month. Fixed lending commitments rose 6.3%, following a rise of 0.8% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 0.8% in January 2015 while the seasonally adjusted series fell 0.6%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE