SUMMARY OF FINDINGS
HOUSING FINANCE FOR OWNER OCCUPATION
(Table 1)
The trend series for the total value of owner occupied housing commitments excluding alterations and additions rose 0.3% and the seasonally adjusted series rose 2.3%.
For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 8 September 2010.
PERSONAL FINANCE
(Tables 1 & 4)
In trend terms, the value of total personal finance commitments was flat (0.0%) in July 2010 compared with June 2010. Fixed lending commitments rose 0.6%, while revolving credit commitments fell 0.6%.
In seasonally adjusted terms, the value of total personal finance commitments fell 0.7% in July 2010. Fixed lending commitments fell 1.2% and revolving credit commitments fell 0.3%.
COMMERCIAL FINANCE
(Tables 1 & 8)
The trend series for the value of total commercial finance commitments rose 0.2% in July 2010 compared with June 2010. Revolving credit commitments rose 0.4% and fixed lending commitments rose 0.1%.
The seasonally adjusted series for the value of total commercial finance commitments rose 8.2% in July 2010. Fixed lending commitments rose 9.2% and revolving credit commitments rose 5.7%.
The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 0.1% in July 2010, after a rise of 0.1% in June 2010. The seasonally adjusted series fell 2.4% in July 2010.
PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE
LEASE FINANCE
(Table 1)
The value of total lease finance commitments (trend) rose 1.1% in July 2010. The seasonally adjusted series rose 3.2%.
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