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| | Aug.2005 | Sep.2005 | Oct.2005 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans and | | | |
| Revolving Credit by Lender: Australia, Original (No. :$000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
350009
|
317162
|
267544
|
| 1.1 . . . . . . New cars and station wagons | 104252 | 94078 | 81049 |
| . . . . . . . . . [New cars and station wagons (no.)] | 4691 | 4022 | 3542 |
| 1.2 . . . . . . Used cars and station wagons | 203965 | 181437 | 143027 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 14126 | 12539 | 9065 |
| 1.3 . . . . . . Other motor vehicles | 41792 | 41647 | 43468 |
| 2. . . Boats, caravans and trailers | 18800 | 19821 | 15612 |
| 3. . . Individual residential blocks of land | 361257 | 357686 | 341571 |
| 4. . . Unsecured loans for owner occupied housing (a) | 17412 | 14367 | 14448 |
| 5. . . Household goods | 74099 | 73517 | 70725 |
| 6. . . Debt consolidation | 151873 | 155677 | 154169 |
| 7. . . Travel and holidays | 42036 | 41566 | 36802 |
| 8. . . Refinancing | 419284 | 420980 | 419680 |
| 9. . . Other | 391167 | 387294 | 359224 |
| TOTAL FIXED LOANS | 1825937 | 1788070 | 1679775 |
| Revolving Credit - NEW & INCREASED LIMITS | 3247303 | 2893003 | 2660504 |
| . . . . . . . . . . . . . . . . . . - secured | 1753141 | 1651899 | 1461365 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1494163 | 1241102 | 1199143 |
| Revolving Credit - total credit limits at end of month | 180453264 | 181896536 | 183302558 |
| Revolving Credit - used at end of month | 92036520 | 92479526 | 93166331 |
| Revolving Credit - cancellations and reductions | 1746922 | 1399329 | 1259771 |
| TOTAL PERSONAL FINANCE | 5073240 | 4681073 | 4340279 |
Non Banks |
|
|
|
1. . . Motor vehicles |
555921
|
521878
|
492046
|
| 1.1 . . . . . . New cars and station wagons | 214044 | 207036 | 196427 |
| . . . . . . . . . [New cars and station wagons (no.)] | 7845 | 7622 | 7280 |
| 1.2 . . . . . . Used cars and station wagons | 316762 | 290702 | 274188 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 17561 | 16310 | 18322 |
| 1.3 . . . . . . Other motor vehicles | 25115 | 24140 | 21431 |
| 2. . . Boats, caravans and trailers | 16711 | 21274 | 20221 |
| 3. . . Individual residential blocks of land | 8258 | 7516 | 9976 |
| 4. . . Unsecured loans for owner occupied housing (a) | 16539 | 20714 | 16970 |
| 5. . . Household goods | 11956 | 13405 | 12949 |
| 6. . . Debt consolidation | 114707 | 125635 | 119591 |
| 7. . . Travel and holidays | 9035 | 10431 | 8975 |
| 8. . . Refinancing | 72207 | 67323 | 62538 |
| 9. . . Other | 93785 | 110609 | 98111 |
| TOTAL FIXED LOANS | 899119 | 898785 | 841377 |
| Revolving Credit - NEW & INCREASED LIMITS | 331037 | 480831 | 365459 |
| . . . . . . . . . . . . . . . . . . - secured | 25330 | 25392 | 25303 |
| . . . . . . . . . . . . . . . . . . - unsecured | 305707 | 455439 | 340156 |
| Revolving Credit - total credit limits at end of month | 29001956 | 29290029 | 29463644 |
| Revolving Credit - used at end of month | 8905504 | 8969522 | 9077903 |
| Revolving Credit - cancellations and reductions | 286730 | 155204 | 173319 |
| TOTAL PERSONAL FINANCE | 1230156 | 1379616 | 1206836 |
All Lenders |
|
|
|
1. . . Motor vehicles |
905930
|
839040
|
759590
|
| 1.1 . . . . . . New cars and station wagons | 318296 | 301114 | 277476 |
| . . . . . . . . . [New cars and station wagons (no.)] | 12536 | 11644 | 10822 |
| 1.2 . . . . . . Used cars and station wagons | 520727 | 472139 | 417215 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 31687 | 28849 | 27387 |
| 1.3 . . . . . . Other motor vehicles | 66907 | 65787 | 64899 |
| 2. . . Boats, caravans and trailers | 35511 | 41095 | 35833 |
| 3. . . Individual residential blocks of land | 369515 | 365202 | 351547 |
| 4. . . Unsecured loans for owner occupied housing (a) | 33951 | 35081 | 31418 |
| 5. . . Household goods | 86055 | 86922 | 83674 |
| 6. . . Debt consolidation | 266580 | 281312 | 273760 |
| 7. . . Travel and holidays | 51071 | 51997 | 45777 |
| 8. . . Refinancing | 491491 | 488303 | 482218 |
| 9. . . Other | 484952 | 497903 | 457335 |
| TOTAL FIXED LOANS | 2725056 | 2686855 | 2521152 |
| Revolving Credit - NEW & INCREASED LIMITS | 3578340 | 3373834 | 3025963 |
| . . . . . . . . . . . . . . . . . . - secured | 1778471 | 1677291 | 1486668 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1799870 | 1696541 | 1539299 |
| Revolving Credit - total credit limits at end of month | 209455220 | 211186565 | 212766202 |
| Revolving Credit - used at end of month | 100942024 | 101449048 | 102244234 |
| Revolving Credit - cancellations and reductions | 2033652 | 1554533 | 1433090 |
| TOTAL PERSONAL FINANCE | 6303396 | 6060689 | 5547115 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
