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| | Dec.2005 | Jan.2006 | Feb.2006 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans and | | | |
| Revolving Credit by Lender: Australia, Original (No. :$000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
264943
|
273370
|
280138
|
| 1.1 . . . . . . New cars and station wagons | 83978 | 89265 | 86866 |
| . . . . . . . . . [New cars and station wagons (no.)] | 3958 | 4291 | 4250 |
| 1.2 . . . . . . Used cars and station wagons | 131527 | 135868 | 142073 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 8482 | 8791 | 9207 |
| 1.3 . . . . . . Other motor vehicles | 49438 | 48237 | 51199 |
| 2. . . Boats, caravans and trailers | 18201 | 14831 | 17835 |
| 3. . . Individual residential blocks of land | 354059 | 300495 | 353643 |
| 4. . . Unsecured loans for owner occupied housing (a) | 18394 | 15529 | 20480 |
| 5. . . Household goods | 74193 | 74145 | 84511 |
| 6. . . Debt consolidation | 165320 | 158843 | 171776 |
| 7. . . Travel and holidays | 44425 | 45246 | 49017 |
| 8. . . Refinancing | 528539 | 471247 | 531604 |
| 9. . . Other | 423037 | 310653 | 388504 |
| TOTAL FIXED LOANS | 1891111 | 1664359 | 1897508 |
| Revolving Credit - NEW & INCREASED LIMITS | 2865035 | 2385856 | 2804881 |
| . . . . . . . . . . . . . . . . . . - secured | 1607846 | 1243992 | 1406518 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1257187 | 1141862 | 1398365 |
| Revolving Credit - total credit limits at end of month | 183369892 | 184596693 | 185951068 |
| Revolving Credit - used at end of month | 92496508 | 92513734 | 93891730 |
| Revolving Credit - cancellations and reductions | 1332652 | 1158883 | 1450568 |
| TOTAL PERSONAL FINANCE | 4756146 | 4050215 | 4702389 |
Non Banks |
|
|
|
1. . . Motor vehicles |
484310
|
504108
|
501074
|
| 1.1 . . . . . . New cars and station wagons | 206896 | 203370 | 201217 |
| . . . . . . . . . [New cars and station wagons (no.)] | 7686 | 7707 | 7416 |
| 1.2 . . . . . . Used cars and station wagons | 256193 | 280854 | 276701 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 14271 | 15655 | 15446 |
| 1.3 . . . . . . Other motor vehicles | 21221 | 19884 | 23156 |
| 2. . . Boats, caravans and trailers | 22857 | 20023 | 17844 |
| 3. . . Individual residential blocks of land | 12406 | 4644 | 8946 |
| 4. . . Unsecured loans for owner occupied housing (a) | 18539 | 17514 | 19868 |
| 5. . . Household goods | 11814 | 9808 | 11355 |
| 6. . . Debt consolidation | 110989 | 108725 | 112442 |
| 7. . . Travel and holidays | 12439 | 8557 | 8433 |
| 8. . . Refinancing | 65161 | 55481 | 60885 |
| 9. . . Other | 117464 | 94698 | 84245 |
| TOTAL FIXED LOANS | 855979 | 823558 | 825092 |
| Revolving Credit - NEW & INCREASED LIMITS | 548755 | 555702 | 356739 |
| . . . . . . . . . . . . . . . . . . - secured | 28373 | 21753 | 27821 |
| . . . . . . . . . . . . . . . . . . - unsecured | 520382 | 533949 | 328918 |
| Revolving Credit - total credit limits at end of month | 29966714 | 30313889 | 30512519 |
| Revolving Credit - used at end of month | 9262419 | 9396700 | 9469426 |
| Revolving Credit - cancellations and reductions | 214321 | 224313 | 170745 |
| TOTAL PERSONAL FINANCE | 1404734 | 1379260 | 1181831 |
All Lenders |
|
|
|
1. . . Motor vehicles |
749253
|
777478
|
781212
|
| 1.1 . . . . . . New cars and station wagons | 290874 | 292635 | 288083 |
| . . . . . . . . . [New cars and station wagons (no.)] | 11644 | 11998 | 11666 |
| 1.2 . . . . . . Used cars and station wagons | 387720 | 416722 | 418774 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 22753 | 24446 | 24653 |
| 1.3 . . . . . . Other motor vehicles | 70659 | 68121 | 74355 |
| 2. . . Boats, caravans and trailers | 41058 | 34854 | 35679 |
| 3. . . Individual residential blocks of land | 366465 | 305139 | 362589 |
| 4. . . Unsecured loans for owner occupied housing (a) | 36933 | 33043 | 40348 |
| 5. . . Household goods | 86007 | 83953 | 95866 |
| 6. . . Debt consolidation | 276309 | 267568 | 284218 |
| 7. . . Travel and holidays | 56864 | 53803 | 57450 |
| 8. . . Refinancing | 593700 | 526728 | 592489 |
| 9. . . Other | 540501 | 405351 | 472749 |
| TOTAL FIXED LOANS | 2747090 | 2487917 | 2722600 |
| Revolving Credit - NEW & INCREASED LIMITS | 3413790 | 2941558 | 3161620 |
| . . . . . . . . . . . . . . . . . . - secured | 1636219 | 1265745 | 1434339 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1777569 | 1675811 | 1727283 |
| Revolving Credit - total credit limits at end of month | 213336606 | 214910582 | 216463587 |
| Revolving Credit - used at end of month | 101758927 | 101910434 | 103361156 |
| Revolving Credit - cancellations and reductions | 1546973 | 1383196 | 1621313 |
| TOTAL PERSONAL FINANCE | 6160880 | 5429475 | 5884220 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
