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| | Nov.2005 | Dec.2005 | Jan.2006 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans and | | | |
| Revolving Credit by Lender: Australia, Original (No. :$000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
295025
|
264943
|
273370
|
| 1.1 . . . . . . New cars and station wagons | 92903 | 83978 | 89265 |
| . . . . . . . . . [New cars and station wagons (no.)] | 3732 | 3958 | 4291 |
| 1.2 . . . . . . Used cars and station wagons | 145883 | 131527 | 135868 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 9464 | 8482 | 8791 |
| 1.3 . . . . . . Other motor vehicles | 56239 | 49438 | 48237 |
| 2. . . Boats, caravans and trailers | 20741 | 18201 | 14831 |
| 3. . . Individual residential blocks of land | 380980 | 354059 | 300495 |
| 4. . . Unsecured loans for owner occupied housing (a) | 21895 | 18394 | 15529 |
| 5. . . Household goods | 76275 | 74193 | 74145 |
| 6. . . Debt consolidation | 184547 | 165320 | 158843 |
| 7. . . Travel and holidays | 49943 | 44425 | 45246 |
| 8. . . Refinancing | 483394 | 528539 | 471247 |
| 9. . . Other | 379861 | 423037 | 310653 |
| TOTAL FIXED LOANS | 1892661 | 1891111 | 1664359 |
| Revolving Credit - NEW & INCREASED LIMITS | 3051501 | 2865035 | 2385856 |
| . . . . . . . . . . . . . . . . . . - secured | 1579795 | 1607846 | 1243992 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1471704 | 1257187 | 1141862 |
| Revolving Credit - total credit limits at end of month | 184942293 | 183369892 | 184596693 |
| Revolving Credit - used at end of month | 94305267 | 92496508 | 92513734 |
| Revolving Credit - cancellations and reductions | 1473021 | 1332652 | 1158883 |
| TOTAL PERSONAL FINANCE | 4944162 | 4756146 | 4050215 |
Non Banks |
|
|
|
1. . . Motor vehicles |
526858
|
484310
|
504108
|
| 1.1 . . . . . . New cars and station wagons | 217311 | 206896 | 203370 |
| . . . . . . . . . [New cars and station wagons (no.)] | 8029 | 7686 | 7707 |
| 1.2 . . . . . . Used cars and station wagons | 287497 | 256193 | 280854 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 15832 | 14271 | 15655 |
| 1.3 . . . . . . Other motor vehicles | 22050 | 21221 | 19884 |
| 2. . . Boats, caravans and trailers | 24848 | 22857 | 20023 |
| 3. . . Individual residential blocks of land | 9070 | 12406 | 4644 |
| 4. . . Unsecured loans for owner occupied housing (a) | 20433 | 18539 | 17514 |
| 5. . . Household goods | 13362 | 11814 | 9808 |
| 6. . . Debt consolidation | 126395 | 110989 | 108725 |
| 7. . . Travel and holidays | 10350 | 12439 | 8557 |
| 8. . . Refinancing | 64433 | 65161 | 55481 |
| 9. . . Other | 109729 | 117464 | 94698 |
| TOTAL FIXED LOANS | 905478 | 855979 | 823558 |
| Revolving Credit - NEW & INCREASED LIMITS | 338361 | 548755 | 555702 |
| . . . . . . . . . . . . . . . . . . - secured | 30504 | 28373 | 21753 |
| . . . . . . . . . . . . . . . . . . - unsecured | 307857 | 520382 | 533949 |
| Revolving Credit - total credit limits at end of month | 29576085 | 29966714 | 30313889 |
| Revolving Credit - used at end of month | 9104391 | 9262419 | 9396700 |
| Revolving Credit - cancellations and reductions | 269602 | 214321 | 224313 |
| TOTAL PERSONAL FINANCE | 1243839 | 1404734 | 1379260 |
All Lenders |
|
|
|
1. . . Motor vehicles |
821883
|
749253
|
777478
|
| 1.1 . . . . . . New cars and station wagons | 310214 | 290874 | 292635 |
| . . . . . . . . . [New cars and station wagons (no.)] | 11761 | 11644 | 11998 |
| 1.2 . . . . . . Used cars and station wagons | 433380 | 387720 | 416722 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 25296 | 22753 | 24446 |
| 1.3 . . . . . . Other motor vehicles | 78289 | 70659 | 68121 |
| 2. . . Boats, caravans and trailers | 45589 | 41058 | 34854 |
| 3. . . Individual residential blocks of land | 390050 | 366465 | 305139 |
| 4. . . Unsecured loans for owner occupied housing (a) | 42328 | 36933 | 33043 |
| 5. . . Household goods | 89637 | 86007 | 83953 |
| 6. . . Debt consolidation | 310942 | 276309 | 267568 |
| 7. . . Travel and holidays | 60293 | 56864 | 53803 |
| 8. . . Refinancing | 547827 | 593700 | 526728 |
| 9. . . Other | 489590 | 540501 | 405351 |
| TOTAL FIXED LOANS | 2798139 | 2747090 | 2487917 |
| Revolving Credit - NEW & INCREASED LIMITS | 3389862 | 3413790 | 2941558 |
| . . . . . . . . . . . . . . . . . . - secured | 1610299 | 1636219 | 1265745 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1779561 | 1777569 | 1675811 |
| Revolving Credit - total credit limits at end of month | 214518378 | 213336606 | 214910582 |
| Revolving Credit - used at end of month | 103409658 | 101758927 | 101910434 |
| Revolving Credit - cancellations and reductions | 1742623 | 1546973 | 1383196 |
| TOTAL PERSONAL FINANCE | 6188001 | 6160880 | 5429475 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
