SUMMARY OF FINDINGS
HOUSING FINANCE FOR OWNER OCCUPATION
The total value of owner occupied housing commitments excluding alterations and additions rose 0.2% in trend terms and the seasonally adjusted series rose 1.3%.
Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.
For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 10 February 2017.
PERSONAL FINANCE
The trend series for the value of total personal finance commitments rose 0.7% in December 2016 compared with November 2016. Revolving lending commitments rose 1.0% and fixed lending commitments rose 0.5%.
The seasonally adjusted series for the value of total personal finance commitments rose 1.7%. Fixed lending commitments rose 3.2%, while revolving credit commitments fell 0.8%.
Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.
COMMERCIAL FINANCE
The trend series for the value of total commercial finance commitments rose 2.3% in December 2016 compared with November 2016. Fixed lending commitments rose 2.4% and revolving credit commitments rose 1.6%.
The seasonally adjusted series for the value of total commercial finance commitments fell 10.0% in December 2016, after a rise of 13.8% in November 2016. Revolving lending commitments fell 15.8%, after a rise of 18.2% in the previous month. Fixed lending commitments fell 8.6%, after a rise of 12.8% in the previous month.
The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 1.8% in December 2016 and the seasonally adjusted series rose 1.0%.
Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.
PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE

LEASE FINANCE
The trend series for the value of total lease finance commitments rose 0.1% in December 2016 and the seasonally adjusted series rose 5.4%, following a rise of 3.5% in November 2016.
Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.