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| | Sep.2005 | Oct.2005 | Nov.2005 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans and | | | |
| Revolving Credit by Lender: Australia, Original (No. :$000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
317162
|
267544
|
295025
|
| 1.1 . . . . . . New cars and station wagons | 94078 | 81049 | 92903 |
| . . . . . . . . . [New cars and station wagons (no.)] | 4022 | 3542 | 3732 |
| 1.2 . . . . . . Used cars and station wagons | 181437 | 143027 | 145883 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 12539 | 9065 | 9464 |
| 1.3 . . . . . . Other motor vehicles | 41647 | 43468 | 56239 |
| 2. . . Boats, caravans and trailers | 19821 | 15612 | 20741 |
| 3. . . Individual residential blocks of land | 357686 | 341571 | 380980 |
| 4. . . Unsecured loans for owner occupied housing (a) | 14367 | 14448 | 21895 |
| 5. . . Household goods | 73517 | 70725 | 76275 |
| 6. . . Debt consolidation | 155677 | 154169 | 184547 |
| 7. . . Travel and holidays | 41566 | 36802 | 49943 |
| 8. . . Refinancing | 420980 | 419680 | 483394 |
| 9. . . Other | 387294 | 359224 | 379861 |
| TOTAL FIXED LOANS | 1788070 | 1679775 | 1892661 |
| Revolving Credit - NEW & INCREASED LIMITS | 2893003 | 2660504 | 3051501 |
| . . . . . . . . . . . . . . . . . . - secured | 1651899 | 1461365 | 1579795 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1241102 | 1199143 | 1471704 |
| Revolving Credit - total credit limits at end of month | 181896536 | 183302558 | 184942293 |
| Revolving Credit - used at end of month | 92479526 | 93166331 | 94305267 |
| Revolving Credit - cancellations and reductions | 1399329 | 1259771 | 1473021 |
| TOTAL PERSONAL FINANCE | 4681073 | 4340279 | 4944162 |
Non Banks |
|
|
|
1. . . Motor vehicles |
521878
|
492046
|
526858
|
| 1.1 . . . . . . New cars and station wagons | 207036 | 196427 | 217311 |
| . . . . . . . . . [New cars and station wagons (no.)] | 7622 | 7280 | 8029 |
| 1.2 . . . . . . Used cars and station wagons | 290702 | 274188 | 287497 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 16310 | 18322 | 15832 |
| 1.3 . . . . . . Other motor vehicles | 24140 | 21431 | 22050 |
| 2. . . Boats, caravans and trailers | 21274 | 20221 | 24848 |
| 3. . . Individual residential blocks of land | 7516 | 9976 | 9070 |
| 4. . . Unsecured loans for owner occupied housing (a) | 20714 | 16970 | 20433 |
| 5. . . Household goods | 13405 | 12949 | 13362 |
| 6. . . Debt consolidation | 125635 | 119591 | 126395 |
| 7. . . Travel and holidays | 10431 | 8975 | 10350 |
| 8. . . Refinancing | 67323 | 62538 | 64433 |
| 9. . . Other | 110609 | 98111 | 109729 |
| TOTAL FIXED LOANS | 898785 | 841377 | 905478 |
| Revolving Credit - NEW & INCREASED LIMITS | 480831 | 365459 | 338361 |
| . . . . . . . . . . . . . . . . . . - secured | 25392 | 25303 | 30504 |
| . . . . . . . . . . . . . . . . . . - unsecured | 455439 | 340156 | 307857 |
| Revolving Credit - total credit limits at end of month | 29290029 | 29463644 | 29576085 |
| Revolving Credit - used at end of month | 8969522 | 9077903 | 9104391 |
| Revolving Credit - cancellations and reductions | 155204 | 173319 | 269602 |
| TOTAL PERSONAL FINANCE | 1379616 | 1206836 | 1243839 |
All Lenders |
|
|
|
1. . . Motor vehicles |
839040
|
759590
|
821883
|
| 1.1 . . . . . . New cars and station wagons | 301114 | 277476 | 310214 |
| . . . . . . . . . [New cars and station wagons (no.)] | 11644 | 10822 | 11761 |
| 1.2 . . . . . . Used cars and station wagons | 472139 | 417215 | 433380 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 28849 | 27387 | 25296 |
| 1.3 . . . . . . Other motor vehicles | 65787 | 64899 | 78289 |
| 2. . . Boats, caravans and trailers | 41095 | 35833 | 45589 |
| 3. . . Individual residential blocks of land | 365202 | 351547 | 390050 |
| 4. . . Unsecured loans for owner occupied housing (a) | 35081 | 31418 | 42328 |
| 5. . . Household goods | 86922 | 83674 | 89637 |
| 6. . . Debt consolidation | 281312 | 273760 | 310942 |
| 7. . . Travel and holidays | 51997 | 45777 | 60293 |
| 8. . . Refinancing | 488303 | 482218 | 547827 |
| 9. . . Other | 497903 | 457335 | 489590 |
| TOTAL FIXED LOANS | 2686855 | 2521152 | 2798139 |
| Revolving Credit - NEW & INCREASED LIMITS | 3373834 | 3025963 | 3389862 |
| . . . . . . . . . . . . . . . . . . - secured | 1677291 | 1486668 | 1610299 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1696541 | 1539299 | 1779561 |
| Revolving Credit - total credit limits at end of month | 211186565 | 212766202 | 214518378 |
| Revolving Credit - used at end of month | 101449048 | 102244234 | 103409658 |
| Revolving Credit - cancellations and reductions | 1554533 | 1433090 | 1742623 |
| TOTAL PERSONAL FINANCE | 6060689 | 5547115 | 6188001 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
