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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 1.3% in trend terms and the seasonally adjusted series rose 3.1%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 9 June 2015.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments rose 0.5% in April 2015 compared with March 2015. Fixed lending commitments rose 1.5%, while revolving credit commitments fell 1.0%.

The seasonally adjusted series for the value of total personal finance commitments rose 3.5%. Fixed lending commitments rose 5.8% and revolving credit commitments rose 0.1%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 2.4% in April 2015 compared with March 2015. Fixed lending commitments rose 3.4%, while revolving credit commitments fell 0.4%.

The seasonally adjusted series for the value of total commercial finance commitments rose 4.0% in April 2015, following a rise of 1.5% in March 2015. Revolving lending commitments rose 4.1%, after a fall of 12.2% in the previous month. Fixed lending commitments rose 3.9%, following a rise of 6.5% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 1.4% in April 2015 and the seasonally adjusted series rose 3.9%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE