5601.0 - Lending to households and businesses, Australia, Mar 2019 Quality Declaration 
ARCHIVED ISSUE Released at 11:30 AM (CANBERRA TIME) 13/05/2019   
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SUMMARY OF FINDINGS


SUMMARY OF FINDINGS

VALUE OF COMMITMENTS TO HOUSEHOLDS AND BUSINESSES
Seasonally Adjusted
Value
Month Percent Change
Year Percent Change
$m
%
%
Total lending
62 880
-2.6
-10.5
Lending to households(a)
30 750
-3.7
-16.2
Owner occupier dwellings excluding refinancing
12 396
-3.4
-15.2
Investment dwellings excluding refinancing
4 540
-2.7
-25.9
Personal finance excluding refinancing
4 624
-11.2
-23.8
Refinancing(b)
8 949
-0.4
-7.0
Alterations and additions
275
-4.9
-15.0
Lending to businesses
32 130
-1.5
-4.2
Commercial finance
31 569
-1.5
-4.4
Lease finance
561
-2.2
7.5
(a) Components may not sum to total due to independent seasonal adjustment
(b) Includes refinancing for owner occupier dwellings, investment dwellings and personal finance

NUMBER OF COMMITMENTS FOR OWNER OCCUPIED DWELLINGS
Seasonally Adjusted
Number
Month Percent Change
Year Percent Change
no.
%
%
Total owner occupied dwellings excluding refinancing
31 130
-2.8
-13.8
Construction of dwellings
5 612
0.1
-1.8
Purchase of newly constructed dwellings
2 005
-4.7
-33.5
Purchase of established dwellings
23 513
-3.3
-14.2
Owner occupier first home buyers
8 641
-0.5
-10.3
Total owner occupied dwellings including refinancing
47 014
-2.5
-11.3
Refinancing
15 884
-2.0
-5.9

Lending to Households, Value of commitments - Trend


Owner Occupier First Home Buyers, Number of commitments