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| | Oct.2005 | Nov.2005 | Dec.2005 |
| TABLE P1c. PERSONAL FINANCE COMMITMENTS, Fixed Loans and | | | |
| Revolving Credit by Lender: Australia, Original (No. :$000) | | | |
|
Banks |
|
|
|
1. . . Motor vehicles |
267544
|
295025
|
264943
|
| 1.1 . . . . . . New cars and station wagons | 81049 | 92903 | 83978 |
| . . . . . . . . . [New cars and station wagons (no.)] | 3542 | 3732 | 3958 |
| 1.2 . . . . . . Used cars and station wagons | 143027 | 145883 | 131527 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 9065 | 9464 | 8482 |
| 1.3 . . . . . . Other motor vehicles | 43468 | 56239 | 49438 |
| 2. . . Boats, caravans and trailers | 15612 | 20741 | 18201 |
| 3. . . Individual residential blocks of land | 341571 | 380980 | 354059 |
| 4. . . Unsecured loans for owner occupied housing (a) | 14448 | 21895 | 18394 |
| 5. . . Household goods | 70725 | 76275 | 74193 |
| 6. . . Debt consolidation | 154169 | 184547 | 165320 |
| 7. . . Travel and holidays | 36802 | 49943 | 44425 |
| 8. . . Refinancing | 419680 | 483394 | 528539 |
| 9. . . Other | 359224 | 379861 | 423037 |
| TOTAL FIXED LOANS | 1679775 | 1892661 | 1891111 |
| Revolving Credit - NEW & INCREASED LIMITS | 2660504 | 3051501 | 2865035 |
| . . . . . . . . . . . . . . . . . . - secured | 1461365 | 1579795 | 1607846 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1199143 | 1471704 | 1257187 |
| Revolving Credit - total credit limits at end of month | 183302558 | 184942293 | 183369892 |
| Revolving Credit - used at end of month | 93166331 | 94305267 | 92496508 |
| Revolving Credit - cancellations and reductions | 1259771 | 1473021 | 1332652 |
| TOTAL PERSONAL FINANCE | 4340279 | 4944162 | 4756146 |
Non Banks |
|
|
|
1. . . Motor vehicles |
492046
|
526858
|
484310
|
| 1.1 . . . . . . New cars and station wagons | 196427 | 217311 | 206896 |
| . . . . . . . . . [New cars and station wagons (no.)] | 7280 | 8029 | 7686 |
| 1.2 . . . . . . Used cars and station wagons | 274188 | 287497 | 256193 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 18322 | 15832 | 14271 |
| 1.3 . . . . . . Other motor vehicles | 21431 | 22050 | 21221 |
| 2. . . Boats, caravans and trailers | 20221 | 24848 | 22857 |
| 3. . . Individual residential blocks of land | 9976 | 9070 | 12406 |
| 4. . . Unsecured loans for owner occupied housing (a) | 16970 | 20433 | 18539 |
| 5. . . Household goods | 12949 | 13362 | 11814 |
| 6. . . Debt consolidation | 119591 | 126395 | 110989 |
| 7. . . Travel and holidays | 8975 | 10350 | 12439 |
| 8. . . Refinancing | 62538 | 64433 | 65161 |
| 9. . . Other | 98111 | 109729 | 117464 |
| TOTAL FIXED LOANS | 841377 | 905478 | 855979 |
| Revolving Credit - NEW & INCREASED LIMITS | 365459 | 338361 | 548755 |
| . . . . . . . . . . . . . . . . . . - secured | 25303 | 30504 | 28373 |
| . . . . . . . . . . . . . . . . . . - unsecured | 340156 | 307857 | 520382 |
| Revolving Credit - total credit limits at end of month | 29463644 | 29576085 | 29966714 |
| Revolving Credit - used at end of month | 9077903 | 9104391 | 9262419 |
| Revolving Credit - cancellations and reductions | 173319 | 269602 | 214321 |
| TOTAL PERSONAL FINANCE | 1206836 | 1243839 | 1404734 |
All Lenders |
|
|
|
1. . . Motor vehicles |
759590
|
821883
|
749253
|
| 1.1 . . . . . . New cars and station wagons | 277476 | 310214 | 290874 |
| . . . . . . . . . [New cars and station wagons (no.)] | 10822 | 11761 | 11644 |
| 1.2 . . . . . . Used cars and station wagons | 417215 | 433380 | 387720 |
| . . . . . . . . . [Used cars and station wagons (no.)] | 27387 | 25296 | 22753 |
| 1.3 . . . . . . Other motor vehicles | 64899 | 78289 | 70659 |
| 2. . . Boats, caravans and trailers | 35833 | 45589 | 41058 |
| 3. . . Individual residential blocks of land | 351547 | 390050 | 366465 |
| 4. . . Unsecured loans for owner occupied housing (a) | 31418 | 42328 | 36933 |
| 5. . . Household goods | 83674 | 89637 | 86007 |
| 6. . . Debt consolidation | 273760 | 310942 | 276309 |
| 7. . . Travel and holidays | 45777 | 60293 | 56864 |
| 8. . . Refinancing | 482218 | 547827 | 593700 |
| 9. . . Other | 457335 | 489590 | 540501 |
| TOTAL FIXED LOANS | 2521152 | 2798139 | 2747090 |
| Revolving Credit - NEW & INCREASED LIMITS | 3025963 | 3389862 | 3413790 |
| . . . . . . . . . . . . . . . . . . - secured | 1486668 | 1610299 | 1636219 |
| . . . . . . . . . . . . . . . . . . - unsecured | 1539299 | 1779561 | 1777569 |
| Revolving Credit - total credit limits at end of month | 212766202 | 214518378 | 213336606 |
| Revolving Credit - used at end of month | 102244234 | 103409658 | 101758927 |
| Revolving Credit - cancellations and reductions | 1433090 | 1742623 | 1546973 |
| TOTAL PERSONAL FINANCE | 5547115 | 6188001 | 6160880 |
n.r. not recorded |
|
|
|
| n.p. not available for publication | | | |
| (a) Includes alterations and additions. | | | |
|
