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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions was flat in trend terms and the seasonally adjusted series rose 0.4%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 17 January 2017.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments rose 0.1% in November 2016 compared with October 2016. Fixed lending commitments rose 0.2%, while revolving credit commitments fell 0.2%.

The seasonally adjusted series for the value of total personal finance commitments rose 6.4%. Revolving lending commitments rose 16.7% and fixed lending commitments rose 0.9%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 3.7% in November 2016 compared with October 2016. Fixed lending commitments rose 3.9%, while Revolving lending commitments rose 3.0%.

The seasonally adjusted series for the value of total commercial finance commitments rose 14.8% in November 2016, following a rise of 1.7% in October 2016. Revolving lending commitments rose 19.1%, after a fall of 10.6% in the previous month. Fixed lending commitments rose 13.8%, following a rise of 5.1% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 1.9% in November 2016 and the seasonally adjusted series rose 3.1%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE